Get your tax refund up to 5 days early.¹

Q: How early can I get my tax refund with direct deposit?

Up to 5 days early! We make your refund available as soon as we receive notification of payment from the IRS; if the IRS submits refund information before the release date, you’ll get your refund sooner. The IRS may not submit refund information early, but we’ll post a tax refund as soon as we get it.

Q: Can I get my tax refund deposited at Varo even if I don’t use Column Tax?

Yes, you can have your tax refund deposited at Varo, no matter where you file! Just enter your Varo Bank Account or Varo Savings Account information in whatever service you choose to use to file your tax return.

Q: Is Column Tax free for any Varo user filing federal and state tax returns?

Yes, filing federal and state tax returns with Column Tax is free for all Varo customers that have an open Varo Bank Account. Column Tax also offers a paid option that provides a review of your filing by a member of their support team to help further your peace of mind. But there are no tax situations or forms that require paying for this option—regardless of type of filing, there is a 100% free option available for all Varo customers.

Q: When will I be able to start using Column Tax to file my taxes?

Column Tax will be available in the Varo app for you to begin preparing your tax return in January 2025. Certain information from your Varo account will be automatically pre-filled in Column Tax so you can spend less time completing your return and be ready to go when the IRS begins to accept filings in late January.

Q: How can I access Column Tax?

You can access Column Tax using the Varo app; go to Home > Start Your Free Tax Return > File Today to get started.

Best part? It doesn't matter where you file! Just have your return deposited with Varo and we got you covered. Not sure where to file? Use Column Tax directly in the Varo app. It's easy to use and 100% free—just choose the free option!

Make the most of your tax refund

Early Refund

Get your tax refund up to 5 days early¹

High Yield Savings

Earn up to 5.00% Annual Percentage Yield on the first $5,000 in a Varo Savings account²

Build Credit

Spend your refund using the Varo Believe Card to build your credit³

File with Column Tax through Varo

Free

File with Column Tax for free in the Varo app—just choose the free option!

Easy

Filing your taxes takes as little as 15 minutes to complete⁴

Maximum Refund

No errors⁵ and maximum refund guaranteed⁶

Helpful tax resources from the IRS

Taxes FAQs

How early can I get my tax refund with direct deposit?

Can I get my tax refund deposited at Varo even if I don’t use Column Tax?

Is Column Tax free for any Varo user filing federal and state tax returns?

When will I be able to start using Column Tax to file my taxes?

How can I access Column Tax?

Answer

Up to 5 days early!¹ We make your refund available as soon as we receive notification of payment from the IRS; if the IRS submits refund information before the release date, you’ll get your refund sooner. The IRS may not submit refund information early, but we’ll post a tax refund as soon as we get it.

LET’S GET THAT MONEY MOVING.

Signing up for a Varo Bank Account takes less than two minutes. And there’s no impact on your credit score.

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Get your tax refund up to 5 days early.1