Early direct deposit
Access your hard-earned paycheck before it’s available at traditional banks.1
How early direct deposit works
1. Employer submits payroll
Your employer submits payroll files to the Federal Reserve to start the direct deposit process.
2. Fed notifies Varo
The Fed notifies Varo of the amount of money you should receive with that deposit post.
3. Money gets deposited
We deposit your money in your bank account as soon as we receive the direct deposit notification.
4. Get paid early
For most Friday paydays, we get the alert from the Fed on Wednesday, so you may get your money faster.1
Pay bills earlier, sleep better
Sleep soundly knowing you can pay your bills up to 2 days early. With Varo early direct deposit, access your paycheck before it’s available at traditional banks.
Save more, fast
Early direct deposit lets you get paid sooner so you can start saving and earning with a high-yield Varo Savings Account.
Save even easier using our automatic savings tools.
No time like tax time
Set up early direct deposit your Varo Bank Account and you could get your refund up to 2 days early.2
