Earn more—like a lot more with our super high APY. Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000 and 2.50% APY on the rest.¹ Whether you’re saving for a rainy day or that dream vacay, get there faster with our high-yield savings account.

High-Yield Savings Account
HIGH APY. LIKE REALLY, REALLY HIGH.


Our highest APY
The national average just can’t keep up.
Our highest savings rate knocks pretty much everyone else out of the park.2 Yeah, we’re looking at you, big banks.
“THE VARO SAVINGS ACCOUNT OFFERS ONE OF THE HIGHEST APYS WE'VE SEEN.”


High-yield APY
This is how 5.00% APY works—in your favor.
Once you qualify, you can earn 5.00% APY on up to $5,000.¹ Any additional amount above that will earn 2.50%. All you have to do to qualify? Easy. Set up and get some direct deposits³—at least $1,000 each month. Then, so long as you have a positive balance in your Bank and Savings Accounts at the end of the month, you’ll qualify for that 5.00% APY the following month.⁴
How to earn that 5.00% APY (on up to $5k).

Think Less. Save More.
Sign up for Varo Bank and Savings accounts in less than two minutes. No credit check required.