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A free Visa debit card you'll really love.

Use your Varo Bank Visa Debit Card anywhere that accepts Visa.

When you need a fee-free ATM

We’ve got you covered. Use your Varo Visa Debit Card to access your money with no fee at 55,000+ Allpoint® ATMs in stores you pass every day, like Target, Walgreens, and CVS. 

Compare that to some of the biggest U.S. banks.*
Wells Fargo**

When you don’t want to pay more fees.

Get a Varo Bank Account with a Varo debit card and avoid hidden fees.

  • No monthly fees
  • No minimum balance
  • No foreign transaction fees
  • No transfer fees

Monthly feeMinimum opening deposit
Varo Visa Debit Card$0$0
Wells Fargo prepaid card^$5$25

When you can’t find your debit card.

If your Varo Bank debit card is lost or stolen, use the app to immediately lock your card and keep anyone else from using it. 

No need to call. When you find your debit card, unlock it in the app in seconds.

When you want more security for your debit card.

Turn on instant push notifications for an alert every time your debit card is used.

Stay protected with Visa® Zero Liability**, which guarantees you won’t be held responsible for unauthorized charges on your debit card.

When you don’t want to bring a wallet.

Leave it at home. It’s simple to connect your Varo Visa Debit Card to your iPhone® or Android™ mobile device to pay quickly and securely.

Link your debit card to Apple Pay™, Google Pay™, PayPal, or Cash App, and you’re all set to go cardless.

Varo Debit Card FAQs

How can I get a Varo Bank Visa Debit Card?

You’ll automatically get your Varo Bank Visa Debit Card when you open a Varo Bank Account. We’ll send your card after your account has been approved. It usually arrives within 1-2 weeks.

How can I activate my Varo Bank Visa Debit Card?

There are three easy ways to activate your debit card:

  1. In the Varo Bank app, tap “Activate your card” to set your PIN.
  2. Log in to your Varo Bank account online and click “Activate your card”.
  3. Call our Customer Service at 877-377-8276 and choose prompt ‘3’ to set your PIN.

Once your card is activated, you can use it anywhere that accepts Visa, as long as you have money in your bank account. Your Varo card can also make contactless payments wherever they’re offered.

How many ATMs accept the Varo Bank Visa Debit Card?

There are over 55,000+ fee-free Allpoint ATMs nationwide where you can use your Varo card to withdraw cash from your Bank Account or Savings Account. Find Allpoint ATMs in stores like Walgreens, CVS, Kroger, and Target.

You can withdraw up to $1,000 per calendar day from ATMs, up to your available balance in your Bank Account. You can also withdraw cash through ‘Over the Counter’ withdrawals that are available at most major banks and credit unions. The maximum daily withdrawal limit for cash (from all available sources) is $1,000 per calendar day.

You can also use your card at non-Allpoint ATMs. We charge a fee of $3.00, and the ATM operator may charge an additional fee.

Does Varo offer prepaid cards?

No, we don’t offer prepaid cards. Your Varo card comes with your Varo Bank Account. To use it for purchases, you’ll need money in your Bank Account. To get money at an ATM, you’ll need money in either your Bank Account or Savings Account. You can spend up to $2,500 per calendar day with your Varo card.

How can I avoid debit card fees?

Varo only charges a few fees for things like out-of-network (non-Allpoint) ATM withdrawals^^, cash deposits via third-party money transfer services^^^, and express shipping for replacement debit cards. Otherwise, it’s easy to avoid fees with a Varo Bank Account and Varo debit card. There are no monthly fees, no minimum balance fees, and no transfer fees. Varo even offers no foreign transaction fees on international purchases.