A free Visa debit card you'll really love.

Use the Varo Visa® Debit Card anywhere that accepts Visa.

When you need a free ATM.

We’ve got you covered. Use your Varo Visa Debit Card to access your money with no fee at 55,000+ Allpoint® ATMs in stores you pass every day, like Target, Walgreens, and CVS.

Target, Walgreens, CVS and Kroger logos

Compare that to some of the biggest U.S. banks.*



Wells Fargo


When you don’t want to pay more fees.

Prepaid cards often come with fees. An EMV chip Varo Visa Debit Card doesn’t.

  • No monthly fees
  • No minimum balance
  • No overdraft fees
  • No foreign transaction fees
  • No transfer fees
Monthly fee Minimum opening deposit
Varo Visa Debit Card $0 $0
Wells Fargo prepaid card^ $5 $25

Varo Visa Debit Card

Monthly fee

Minimum opening deposit

Wells Fargo prepaid card^

Monthly fee

Minimum opening deposit

When you can’t find your debit card.

If your Varo Visa Debit Card is lost or stolen, use the app to immediately lock your card and keep anyone else from using it.

No need to call. When you find your debit card, unlock it in the app in seconds.

When you want more security for your debit card.

Turn on instant push notifications for an alert every time your debit card is used.

Stay protected with Visa® Zero Liability**, which guarantees you won’t be held responsible for unauthorized charges on your debit card.


When you don’t want to bring a wallet.

Leave it at home. It’s simple to connect your Varo Visa Debit Card to your iPhone® or Android™ mobile device to pay quickly and securely.

Link your debit card to Apple Pay™, Google Pay™, PayPal, or Cash App, and you’re all set to go cardless.

How is the Varo Visa Debit Card different from a credit card?

When you use a debit card, money is taken directly from your bank account, so you can’t spend more than you have.

When you use a credit card, however, you borrow money that you have to repay. You get access to a line of credit from a bank, and you get a bill every month for the amount you spent. While credit cards offer a way to build credit, they can come with high interest and fees.


Get a Varo Bank Account today!

Applying won’t impact your credit score.

Do you already have a Varo account?

How can we help you?

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I have questions about Varo Money

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I have questions about Varo Bank

When did you open your account?

Varo logo

Before October 1, 2020

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After October 1, 2020