A free Visa debit card you'll really love.

You’ll automatically get your Varo Bank Visa Debit Card when you open a Varo Bank Account. We’ll send your card after your account has been approved. It usually arrives within 1-2 weeks.

There are three easy ways to activate your debit card:

1. In the Varo Bank app, tap “Activate your card” to set your PIN.
2. Log in to your Varo Bank account online and click “Activate your card”.
3. Call our Customer Service at 877-377-8276 and choose prompt ‘3’ to set your PIN.

Once your card is activated, you can use it anywhere that accepts Visa, as long as you have money in your bank account. Your Varo card can also make contactless payments wherever they’re offered.

There are over 55,000+ fee-free Allpoint ATMs nationwide where you can use your Varo card to withdraw cash from your Bank Account or Savings Account. Find Allpoint ATMs in stores like Walgreens, CVS, Kroger, and Target.

You can withdraw up to $1,000 per calendar day from ATMs, up to your available balance in your Bank Account. You can also withdraw cash through ‘Over the Counter’ withdrawals that are available at most major banks and credit unions. The maximum daily withdrawal limit for cash (from all available sources) is $1,000 per calendar day.

You can also use your card at non-Allpoint ATMs. We charge a fee of $2.50, and the ATM operator may charge an additional fee.

No, we don’t offer prepaid cards. Your Varo card comes with your Varo Bank Account. To use it for purchases, you’ll need money in your Bank Account. To get money at an ATM, you’ll need money in either your Bank Account or Savings Account. You can spend up to $2,500 per calendar day with your Varo card.

Varo only charges one debit card fee of $25 if you need an expedited debit card replacement (express shipping fee). Otherwise, it’s easy to avoid fees with a Varo Bank Account and Varo debit card. There are no monthly fees, no minimum balance fees, and no transfer fees. Varo even offers no foreign transaction fees on international purchases.