Life happens and sometimes you just need a quick safety net—that’s what Varo Advance is for.¹ Once you qualify, we’ll spot you from $20 - $250.² It’s the fastest, cheapest way to give yourself and your budget a little extra wiggle room.
Varo Cash Advance
QUICK CASH TO COVER THE UNKNOWN
Money in the bank. In literal seconds.
If you’re running low on cash or need a little extra cushion when bills are due, just spot yourself the money you need with Varo Advance. The cash will land in your account—immediately.
Borrowing shouldn't break the bank.
If you qualify, $20 spots are free. Our cash advance fees are flat and fair above $20. What you see is what you get.
No Sketchy Stuff
Fair and flexible. The way loans should be.
When you get a spot with Varo, you’re in control of how and when you want to pay us back. You get plenty of time—a full 30 days. And interest? We’ve got none of that.
Most Cash Advance Apps³
Most Payday Lenders³
300% - 600% APR
Repay within 30 days (your choice)
Repay next payday
Repay next payday
The most convenient safety net, like, ever.
A flat tire. Medical bill. That trip to the vet. When the unexpected hits hard, we’ll spot you the cash to get you through the moment. Just a little safety net to remove a little stress from your life.
How to get a quick cash advance.
1. Choose the amount.
Open up the Varo app and select an amount of cash that’s within your current advance limit.
2. Get your cash.
In just a couple taps, you’ll get your cash. We’ll add the Advance directly to your Varo bank account immediately.
3. Pay us back.
You’ve got 30 days to pay us back—in as many payments as you want, when you want. Make it easier on yourself by setting up an automatic payment to your Varo Advance Account.
Qualifying for a cash advance is super easy....
Just make sure you've
Got an active Varo Bank Account.
Set up direct deposits and received $800+ in qualifying direct deposits⁴ either this calendar month or last.
Additional qualifications apply.
A LITTLE CUSHION CAN SAVE YOUR LIFE.⁵
"My favorite thing about Varo Advance is knowing that I have a lifeline if I ever need it." Alex G.
"It's so convenient, and you don't waste a lot of money on interest and fees and everything else." Pam D.
"As long as you pay it back on time, you're good to go. You can get another Advance. It's easy, and they don't charge you big fees." John C.
BORROW CASH RIGHT WHEN YOU NEED IT
Sign up for a Varo bank account in less than 2 minutes. It’s free and there’s no impact to your credit score.
You can get one Advance at a time, and you’ll need to repay the Advance before requesting another one.