Varo Cash Advance
Quick cash to cover the unknown
Life happens and sometimes you just need a quick safety net—that’s what Varo Advance is for.¹ Once you qualify, we’ll spot you from $20 - $250.² It’s the fastest, cheapest way to give yourself and your budget a little extra wiggle room.
Borrow what you need. Right when you need it.
Fast
Easy
Affordable
No Interest
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Borrow fast
Money in the bank. In literal seconds.
If you’re running low on cash or need a little extra cushion when bills are due, just spot yourself the money you need with Varo Advance. The cash will land in your account—immediately.
Borrow easy
The most convenient safety net, like, ever.
A flat tire. Medical bill. That trip to the vet. When the unexpected hits hard, we’ll spot you the cash to get you through the moment. Just a little safety net to remove a little stress from your life.
How to get a quick cash advance.
1. Choose the amount.
Open up the Varo app and select an amount of cash that’s within your current advance limit.
2. Get your cash.
In just a couple taps, you’ll get your cash. We’ll add the Advance directly to your Varo bank account in minutes.
3. Pay us back.
You’ve got 30 days to pay us back—in as many payments as you want, when you want. Make it easier on yourself by setting up an automatic payment to your Varo Advance Account.
Qualifying for a cash advance is super easy...
Just make sure you've
Got an active Varo Bank Account that’s at least 30 days old.
Activated your Varo Debit Card.
Set up direct deposits and received $1,000+ in qualifying direct deposits⁴ either this calendar month or last.
Additional qualifications apply. For a limited time, customers with a QDD of $500 - $999.99 can qualify for an Advance up to $75, starting with access to $20, and stepping up to higher amounts after timely repayments.
A Little Cushion Can Save Your Life.⁵
"My favorite thing about Varo Advance is knowing that I have a lifeline if I ever need it."
Alex G.
"It's so convenient, and you don't waste a lot of money on interest and fees and everything else."
Pam D.
"As long as you pay it back on time, you're good to go. You can get another Advance. It's easy, and they don't charge you big fees."
John C.
"You get extra security knowing that your bank is at your fingertips."
Deng B.
Borrow cash right when you need it
Sign up for a Varo bank account in less than 2 minutes.⁶ It’s free and there’s no impact to your credit score.