Get a cash advance with Varo® Advance

Get up to $100 cash advance. No unexpected fees. 
No interest.

An illustration of money coming out of a pricing gun
person holding varo card

Stretch your paycheck

About to get to the register and need extra cash? Just had an unexpected expense? Tired of paying overdraft fees? We’ve got you covered. 

Varo Advance helps you stretch your paycheck. It gives you breathing room to keep control of your balance and offers peace of mind so you can focus on what matters most in your life.

It’s cash at the tap of a button. 

Stop paying overdraft fees. Stop paying unexpected fees. Stop paying unfair late fees.

How Varo® Advance works

Once you qualify, Varo Advance gives you access to up to $100* cash directly in the Varo Bank app. It has one simple fee depending on the amount of the Advance, and you can make as many payments as you want, when you want to, in any amount. You just have to pay it all back within 30 days.

Regular Fees:



$20 $0
$50 $3
$75 $4
$100 $5

How to qualify 

  1. Your Varo Bank Account must be at least 30 days old and active.
  2. You’ll need to have at least $1,000 in Qualifying Direct Deposits to either your Bank Account, Savings Account, or both combined within the last 31 days.
  3. You must have activated a Varo Bank Debit Card linked to your Varo Bank Account.
  4. Additional qualifications apply. 


Set up an automatic payment to your Varo Advance Account between 15 and 30 days from the day you get your Advance.