Varo Cash Advance

QUICK CASH TO COVER THE UNKNOWN

Life happens and sometimes you just need a quick safety net—that’s what Varo Advance is for.¹ Once you qualify, we’ll spot you from $20 - $250.² It’s the fastest, cheapest way to give yourself and your budget a little extra wiggle room.

Hero Image

Borrow what you need. Right when you need it.

Textured Background Image
Varo Content Image
Varo Content Image

Borrow fast

Money in the bank. In literal seconds.

If you’re running low on cash or need a little extra cushion when bills are due, just spot yourself the money you need with Varo Advance. The cash will land in your account—immediately. 

Varo Home Content Background

Affordable loans

Borrowing shouldn't break the bank.

If you qualify, $20 spots are free.  Our cash advance fees are flat and fair above $20. What you see is what you get.

Borrow Amount

You Pay

$20

$0

$50

$4

$75

$5

$100

$6

$150

$9

$200

$12

$250

$15

No Sketchy Stuff

Fair and flexible. The way loans should be.

When you get a spot with Varo, you’re in control of how and when you want to pay us back. You get plenty of time—a full 30 days. And interest? We’ve got none of that.

Varo

Most Cash Advance Apps³

Most Payday Lenders³

0% APR

0% APR

300% - 600% APR

No Tip

Tip Requested

No Tip

Repay within 30 days (your choice)

Repay next payday

Repay next payday

Textured Background Image
Varo Content Image

Borrow easy

The most convenient safety net, like, ever.

A flat tire. Medical bill. That trip to the vet. When the unexpected hits hard, we’ll spot you the cash to get you through the moment.  Just a little safety net to remove a little stress from your life. 

Qualifying for a cash advance is super easy....

Just make sure you've

  • Got an active Varo Bank Account.

  • Set up direct deposits and received $800+ in qualifying direct deposits⁴ either this calendar month or last.

  • Additional qualifications apply.

Already a customer? See if you qualify.

A LITTLE CUSHION CAN SAVE YOUR LIFE.⁵

Rectangle 7618

BORROW CASH RIGHT WHEN YOU NEED IT

Sign up for a Varo bank account in less than 2 minutes. It’s free and there’s no impact to your credit score.

FAQ
How many advances can I get with Varo Advance?
Do you have to pay back a cash advance?
Does a cash advance hurt my credit score?
How does a cash advance work?
How much can I borrow with Varo Advance?
Answer

You can get one Advance at a time, and you’ll need to repay the Advance before requesting another one.