Save the money
you’re spending on bank account fees
Get a no-fee online checking account today.
We don’t charge bank account fees.
Free withdrawals at 55,000+ Allpoint® ATMs
No foreign transaction fees
No monthly banking fee
No minimum balance requirement
No debit card replacement fee
No transfer fee
No to bank account fees, yes to peace of mind. Your bank deposits are FDIC insured through The Bancorp Bank; Member FDIC.
A mood boost from your money
A lot of banks could offer early direct deposit, but they don’t. We want you to have your money as soon as possible, so we don’t wait.
Get your paycheck up to 2 days early by setting up Direct Deposit to your Varo Bank Account.
This card works hard
Instantly lock your EMV-chip card in the app
Connect Apple Pay™, Google Pay™, PayPal, Cash App, and Venmo
Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your Varo Visa Debit Card.2
Know when your balance changes
Push notifications instantly alert you when:
There’s a deposit to or a withdrawal from your Varo Bank Account
Your debit card is used for a purchase or cash withdrawal
Deposit money, move money
Connect your other financial accounts to manage all your money and make transfers
Deposit checks in the app or have us mail a paper check for you for free (iOS only, coming soon to Android)
Deposit cash at 90,000+ retail locations nationwide. Retail service fee applies.
Save money and earn interest
Every penny gets put to work in a high-interest Varo Savings Account.
Annual Percentage Yield3
Requirements
• Balance must be at least $0.01 to earn interest
The Savings Account balance must be $50,000 or less and you must meet both of the following requirements:
• Receive payroll or government direct deposits totaling at least $1,000 each month into your Varo Bank Account
• Use your Varo Visa® Debit Card for at least 5 purchases each month (excluding ATM or Over-the-Counter Cash Withdrawals and P2P transfers)
Until your qualifying direct deposit(s) post and you make 5 debit card purchases, you’ll earn 2.12% APY.
See the Rate Information section of the Savings Account Agreement for details.
Automatic savings tools make it easy to save every time you spend or earn. There’s no minimum balance or opening deposit, and never any fees. Just saving—and saving feels good.
Happy, human, and helpful Customer Service
Your Utah-based Varo Customer Service team is available 7 days a week.
Email help@varomoney.com
Call 1-800-827-6526
What about depositing cash
in the Green Dot® Network?
No fee from Varo
A retail service fee of up to $5.95 applies.
What about ATM fees
from non-Allpoint ATMs?
No fee from Varo
The ATM operator may charge a fee.
Stop paying fees.
Get a Varo Bank Account today!
Applying won’t affect your credit score.
21,000+ 5-star reviews
on App Store and Google Play™ Store
“A hard-to-beat combo: free checking and high-yield savings”
—NerdWallet^
