Varo Bank Account
Your Bank Account of the Future
A mobile bank account through The Bancorp Bank that’s easy to use, affordable, and designed to help you manage your money.
Download iOS
Have Android?
Get Early Access
Designed for mobile, focused on your needs
- Our iOS app is always in your pocket
- We’re not bogged down by physical branches and you shouldn’t be either
- There are many ways to reach us—when you just want a real human, we have a team of people to answer your questions
No-fee philosophy
Free ATM withdrawals from 55,000 Allpoint ATMs worldwide
No monthly service fees
No minimum balance requirements or fees
No foreign transaction fees
All the banking features you expect
- Varo Visa® Debit Card* with EMV chip for added security
- Early Payroll Direct Deposit Learn more
- Easy transfers from Square Cash and Paypal Instant Transfer
- Bill pay by direct debit or by check
- Mobile Check Deposit
- Conveniently deposit cash at 1000s of participating retailer locations nationwide (they will charge a fee)
With all the safety and security you need
- Zero Liability: Visa protects your Varo Card information 24/7 and you won’t be held liable for unauthorized purchases made with your Card information**
- 100% Safe & Secure: As a Varo customer, your privacy and data is fully protected through strong encryption, access control, secure processes, and audits
- FDIC Insured: Your deposit account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000
No more mental math required
The Varo Forecast is a one-stop shop for understanding and managing your cash flow, including:
- An overview of current balances
- A 30-day view of cash flow health
- Income and upcoming bill predictions
- Recommended actions to improve your financial health
Get started
Apply for a Varo Bank Account now. The in-app application takes 5 minutes or less.
No credit check required
Download iOS
Have Android?
Get Early Access
Varo can disrupt big banks and build a more cost-effective and consumer-friendly platform that appeals to Millennials
[Varo’s] mission revolves around helping customers improve their financial situation
Varo’s aim is to provide a suite of app-based tools for customers’ financial health
Varo Money is an app that could replace a traditional bank account
Varo is a no-fee, all-in-one banking solution aimed at millennials… if you’ve lost your free account, ‘come to Varo, you’re welcome here
Varo is the real standout... [it is] basically unprecedented for a mobile-first bank
