Varo Bank Account
Your Bank Account of the Future
A mobile bank account through The Bancorp Bank that’s easy to use, affordable, and designed to help you manage your money.
Designed for mobile, focused on your needs
- Our iOS app is always in your pocket
- We’re not bogged down by physical branches and you shouldn’t be either
- There are many ways to reach us—when you just want a real human, we have a team of people to answer your questions
No-fee philosophy
Free ATM withdrawals from 55,000 Allpoint ATMs worldwide
No monthly service fees
No minimum balance requirements or fees
No foreign transaction fees
All the banking features you expect
- Varo Visa® Debit Card* with EMV chip for added security
- Early Payroll Direct Deposit Learn more
- Easy transfers from Square Cash and Paypal Instant Transfer
- Bill pay by direct debit or by check
- Mobile Check Deposit
- Conveniently deposit cash at 1000s of participating retailer locations nationwide (they will charge a fee)
With all the safety and security you need
- Zero Liability: Visa protects your Varo Card information 24/7 and you won’t be held liable for unauthorized purchases made with your Card information**
- 100% Safe & Secure: As a Varo customer, your privacy and data is fully protected through strong encryption, access control, secure processes, and audits
- FDIC Insured: Your deposit account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000
No more mental math required
The Varo Forecast is a one-stop shop for understanding and managing your cash flow, including:
- An overview of current balances
- A 30-day view of cash flow health
- Income and upcoming bill predictions
- Recommended actions to improve your financial health
Get started
Apply for a Varo Bank Account now. The in-app application takes 5 minutes or less.
No credit check required
Varo can disrupt big banks and build a more cost-effective and consumer-friendly platform that appeals to Millennials
[Varo’s] mission revolves around helping customers improve their financial situation
Varo’s aim is to provide a suite of app-based tools for customers’ financial health
Varo Money is an app that could replace a traditional bank account
Varo is a no-fee, all-in-one banking solution aimed at millennials… if you’ve lost your free account, ‘come to Varo, you’re welcome here
Varo’s machine-learned algorithms detect customer’s income and expenses, and then predict outcomes over the near-term future — linked to a system of notifications, recommendations and tracking
