Fee Free, the Only Way to Bank

Download the Varo app

Have Android?   Get Early Access
Download iOS
Have Android?   Get Early Access

Keep more of your money

  • No monthly service fees
  • No foreign transaction fees
  • No ATM fees at 55,000 Allpoint locations

Bank Account

Make money on your money

  • 1.75% Annual Percentage Yield (APY) Savings Account^
  • Save automatically with Save Your Pay and Save Your Change
  • No minimum balance

Savings Account

Manage it more easily

  • In-app budgeting and security tools
  • Alerts for income and spending
  • Salt Lake City-based live customer support 7 days a week

All features

Bank Account

Fee-free banking, no surprises.

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Savings Account

Savings Account with 1.75% APY.^

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Personal Loans

Mobile loans in just a few taps.

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Why Varo?

Convenient mobile banking tools.

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I decided that I don’t need to go to the bank anymore - Varo on your phone is as convenient as it gets.

— Bahi, Varo customer

To anyone who is thinking about switching to Varo: don’t hesitate, it will be one of the best decisions you ever make.

— Iris, Varo customer

Varo is very simple and easy. You don't have to worry about charges.

— Jerry, Varo customer

Get Started

Apply for a Varo Bank Account now. The in-app application takes 5 minutes or less!

No credit check required
Have Android?   Get Early Access
Download iOS
Have Android?   Get Early Access
Varo Money iPhone app

Your Varo Bank Account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000.


Varo can disrupt big banks and build a more cost-effective and consumer-friendly platform that appeals to Millennials

[Varo’s] mission revolves around helping customers improve their financial situation

Varo’s aim is to provide a suite of app-based tools for customers’ financial health

Varo Money is an app that could replace a traditional bank account

Varo is a no-fee, all-in-one banking solution aimed at millennials… if you’ve lost your free account, ‘come to Varo, you’re welcome here

Varo’s machine-learned algorithms detect customer’s income and expenses, and then predict outcomes over the near-term future — linked to a system of notifications, recommendations and tracking