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Managing Money, Made Easy

We have a vision for the future of banking: an on-demand bank account with minimal hassle and maximum delight. We offer a bank account through The Bancorp Bank without the things you don’t like (excessive fees) and added technology to make managing money, easy.

Managing Money, Made Easy

We have a vision for the future of banking: an on-demand bank account with minimal hassle and maximum delight. We offer a bank account through The Bancorp Bank without the things you don’t like (excessive fees) and added technology to make managing money, easy.

Varo Bank Account View - intelligent mobile banking

Live Fee-Free With Varo

No monthly fees and no minimum balance required.

No fees for withdrawals at over 55,000 Allpoint ATMs*.

No overdraft fees, card replacement fees or foreign transaction fees.

A fee of $2.50 per transaction for non-Allpoint ATMs and a $2.50 cash advance fee that applies to Over the Counter “OTC” withdrawals.

One Unified View Into Your Money

All your accounts in one place for a full view of your money.

Receive timely updates on each of your connected accounts.

Get a snapshot of all your active goals to stay on top of your money.

Aggregated dashboard View - intelligent mobile banking
Goals dashboard View - intelligent mobile banking

Insights Into Your Money

View spending across all your accounts to see exactly where your money is going.

Get real-time insights that help you spend less and save more.

Set spending goals and get updates when you want them.

Varo Debit Card

The Varo Card

Use your Varo Visa® Debit Card* everywhere Visa cards are accepted.

Ultimate Security  

Your data is safe with us. Our top priority is the privacy and security of your data. We will not make any unauthorized use of your personal information.

FDIC Insured

Your deposit account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000. Plus, your Varo Card is protected from unauthorized transactions by the Visa Zero Liability Policy*.

*The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Live Fee-Free With Varo

Varo bank account view - intelligent mobile banking

No monthly fees and no minimum balance required.

No fees for withdrawals at over 55,000 Allpoint ATMs*.

No card replacement fees or foreign transaction fees.

 *A fee of $2.50 per transaction for non-Allpoint ATMs and a $2.50 cash advance fee that applies to Over the Counter “OTC” withdrawals.

One Unified View Into Your Money

Aggregated dashboard view - intelligent mobile banking

All your accounts in one place for a full view of your money.

Receive timely updates on each of your connected accounts.

Get a snapshot of all your active goals to stay on top of your money.

Insights Into Your Money

Goals dashboard view - intelligent mobile banking

View spending across all your accounts to see exactly where your money is going.

Get real-time insights that help you spend less and save more.

Set spending goals and get updates when you want them.

Coming Soon to the App Store

Including these features:

Val, our intelligent mobile banking chatbot, will answer questions about your money and app.

Val will keep track of your bills and other regular expenses for you.

Varo Flexible Credit will help you smooth out the rough spots in your cash flow.

Val will help you plan ahead so you don’t run out of money.

The Varo Card

Varo debit card

Use your Varo Visa® Debit Card* everywhere Visa cards are accepted.

Ultimate Security  

Your data is safe with us. Our top priority is the privacy and security of your data. We will not make any unauthorized use of your personal information.

FDIC Insured

Your deposit account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000. Plus, your Varo Card is protected from unauthorized transactions by the Visa Zero Liability Policy*.

*The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Coming Soon to the App Store

Including these features:

Val, our intelligent mobile banking chatbot, will answer questions about your money and app.

Val will keep track of your bills and other regular expenses for you.

Varo Flexible Credit will help you smooth out the rough spots in your cash flow.

Val will help you plan ahead so you don’t run out of money.

I love being able to control my savings using Varo’s ‘Goals’ feature.

Josh

Advisory Panel Member, New York

Varo helps me keep things tight so I always know exactly what I can and can’t spend.

Abril

User Tester, San Francisco

Varo gives me confidence and control over my money, all in one easy-to-use app.

Prisha

Advisory Panel Member, Boston

This is the first app I’ve found that really coaches me on managing my money.

Trent

User Tester, Chicago