We’re building a new kind of bank account and reinventing the banking experience.
Spend Less than You Earn
It may seem counterintuitive, but stashing money away isn’t the first step to improve your finances—stabilizing your cash flow is. With Varo, you will always know where you stand. Headed for a cash-trap? Have extra money you should put in savings? We’ll tell you.
Start Your Savings Journey
We all know we need to save money—the problem is getting started. At Varo, our perspective is simple: the first step is build a 3-month cash emergency fund, then start saving towards your goals.
A new kind of bank account for the modern age.Learn more
Earn 0.25% Annual Percentage Yield (APY) on your Savings Account with spending and goal tracking.Learn more
Backup Credit Line
Peace of mind when you need it most.Learn more
Manageable, 3-5 year loan options.Learn more
Varo is very simple and easy. You don't have to worry about charges.— Jerry, Varo customer
I decided that I don’t need to go to the bank anymore - Varo on your phone is as convenient as it gets.— Bahi, Varo customer
Your Varo Bank Account is provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000.