We believe you shouldn’t pay fees, so we don’t charge any
No monthly fees
No foreign transaction fees
No fees at 55,000+ Allpoint® ATMs
Make money from your money with a Varo Savings Account
High-yield savings
No fees, no minimum balance
Tools that let you save automatically
Pay your way
Get an EMV-chip enabled Varo Visa® Debit Card
Connect your account to digital wallets like PayPal and Venmo
Add your card to Apple Pay™, Google Pay™, or Samsung Pay™
Make deposits
Set up direct deposit and get paid up to 2 days early1
Deposit checks easily (iOS only, coming soon to Android)
Deposit cash at Green Dot® Network locations (Green Dot charges a fee)
Manage your money easily
Link external accounts and see all your money at once
Make transfers between your accounts
Track spending and leftover money with Dashboard (iOS only)
Stay safe and sound
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Your money is FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC
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Instantly lock your card in the app and get automatic account alerts
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Stay protected from unauthorized charges with Visa Zero Liability2
We’ll never sell your data, and we keep it safe with powerful 256-bit AES encryption, access control, secure processes, and audits.
Happy, human, and helpful Customer Service
Your Utah-based Varo Customer Service team is available 7 days a week.
Email help@varomoney.com
Call 1-800-827-6526
Stop paying account fees. Apply for a Varo Bank Account today!
13,000+ 5-star reviews
on App Store and Google Play™ Store
“Varo is a mobile-only banking app with a hard-to-beat combo: free checking and high-yield savings.”
—NerdWallet^
