Yes early payday.*
No monthly fees.

Get a real online checking account that actually helps.

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Start getting paid early

Get your paycheck up to two days early with direct deposit.* Your money will be automatically deposited into your Varo Bank Account and you can pay bills sooner.

Varo Debit Card

Stop paying monthly fees

There’s no minimum balance requirement with a Varo Bank Account, and no fees at 55,000+ Allpoint ATMs in places you already shop (Target, CVS, Safeway, etc).

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Forget overdraft fees

We think they’re wrong, so we don’t charge them. Once you qualify, you can overdraw your Varo Bank Account up to $50 with no fees or interest charges.

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Save up effortlessly

Use automatic savings tools. Earn money with a high-yield Varo Savings Account. No minimum balance requirement and no fees.

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Stay safe and sound

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

We’ll never sell your data, and we keep it safe with powerful encryption, access control, and secure processes.

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Happy, human, and helpful customer service

Your Utah-based Varo Customer Service team is available every day except federal holidays.

Email: help@varomoney.com

Call: 1-800-827-6526

Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.