Intelligent Mobile Banking
Say hello to a new kind of bank account, built around you. Focused on helping you manage your cash flow. Making everyday banking easy.
Intelligent Mobile Banking
Say hello to a new kind of bank account, built around you. Focused on helping you manage your cash flow. Making everyday banking easy.
Live Fee-Free With Varo
No monthly fees and no minimum balance required.
No fees for withdrawals at over 55,000 Allpoint ATMs*.
No overdraft fees, card replacement fees or foreign transaction fees.
*A fee of $2.50 per transaction for non-Allpoint ATMs.
One Unified View Into Your Money
All your accounts in one place for a full view of your money.
Receive timely updates on each of your connected accounts.
Get a snapshot of all your active goals to stay on top of your money.
Insights Into Your Money
View spending across all your accounts to see exactly where your money is going.
Get real-time insights that help you spend less and save more.
Set spending goals and get updates when you want them.
The Varo Card
Use your Varo Visa® Debit Card* everywhere Visa cards are accepted.
Ultimate Security 
Your data is safe with us. Our top priority is the privacy and security of your data. We will not make any unauthorized use of your personal information.
FDIC Insured
Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. Plus, your Varo Card is protected from unauthorized transactions by the Visa Zero Liability Policy*.
*The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Live Fee-Free With Varo
No monthly fees and no minimum balance required.
No fees for withdrawals at over 55,000 Allpoint ATMs*.
No card replacement fees or foreign transaction fees.
*A fee of $2.50 per transaction for non-Allpoint ATMs.
One Unified View Into Your Money
All your accounts in one place for a full view of your money.
Receive timely updates on each of your connected accounts.
Get a snapshot of all your active goals to stay on top of your money.
Insights Into Your Money
View spending across all your accounts to see exactly where your money is going.
Get real-time insights that help you spend less and save more.
Set spending goals and get updates when you want them.
Coming Soon to the App Store
Including these features:
Val, our intelligent mobile banking chatbot, will answer questions about your money and app.
Val will keep track of your bills and other regular expenses for you.
Varo Flexible Credit will help you smooth out the rough spots in your cash flow.
Val will help you plan ahead so you don’t run out of money.
The Varo Card
Use your Varo Visa® Debit Card* everywhere Visa cards are accepted.
Ultimate Security 
Your data is safe with us. Our top priority is the privacy and security of your data. We will not make any unauthorized use of your personal information.
FDIC Insured
Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. Plus, your Varo Card is protected from unauthorized transactions by the Visa Zero Liability Policy*.
*The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Coming Soon to the App Store
Including these features:
Val, our intelligent mobile banking chatbot, will answer questions about your money and app.
Val will keep track of your bills and other regular expenses for you.
Varo Flexible Credit will help you smooth out the rough spots in your cash flow.
Val will help you plan ahead so you don’t run out of money.
I love being able to control my savings using Varo’s ‘Goals’ feature.
JoshVaro helps me keep things tight so I always know exactly what I can and can’t spend.
AbrilVaro gives me confidence and control over my money, all in one easy-to-use app.
PrishaThis is the first app I’ve found that really coaches me on managing my money.
Trent