Just had an unexpected expense? Tired of overdraft fees from other banks? Once you qualify for Varo Advance, you can get up to $100 in the app at the tap of the button.** No “tips,” monthly fees, or interest, just one simple fee per Advance.
You’ll need a Varo Bank Account to qualify for Varo Advance.
No need to carry a wallet—it’s simple to connect your Varo Visa Debit Card to your iPhone® or Android™ mobile device to pay quickly and securely.
Link your debit card to Apple Pay™, Google Pay™, PayPal, or Cash App, and you’re all set to go cardless.
Earn 0.50% Annual Percentage Yield (APY), then qualify to earn 3.00% APY on a balance as little as a penny.*** That’s 50x the national average!^^
A Varo Savings Account also comes with two automatic savings tools that let you save money effortlessly.
Keeping you protected is at the top of our list. We’ll never sell your personal information or data.
Varo Bank Account and Savings Account deposits are FDIC insured to at least $250,000.
YYes! When you sign up with the Varo Bank app on your phone, you can apply and open a Varo Bank Account. Your Varo Bank Account comes with a contactless Varo Bank Visa® Debit Card and is FDIC-insured through Varo Bank, N.A. Member FDIC.
Yes, as part of the registration process you need to apply for a Varo Bank Account. The Varo Bank Account is a central part of what makes Varo great and we want to make sure you get the most out of your experience.
To apply, simply download the Varo app from the App Store, tap "Get Started," and follow the prompts to submit your application. It should take you no more than five minutes! All you need is a valid form of identification and your Social Security Number.
Everything you need to successfully manage your money is available within the convenient and simple Varo mobile banking app.
Here are a few mobile banking services you can easily access on your mobile device:
*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
On the Accounts page in the app, tap Varo Bank Account or Varo Savings Account, then Details (top right) > Account statements.
Choose the year and month of the statement you want to see. You can also print or email the statement directly from your phone by tapping the share icon in the top right corner.
Yes, the Varo Mobile Banking app is currently supported on Apple iPhones running iOS version 8.0 or higher and Android devices running Android OS 5.0 Lollipop and above and have access to the Google Play Store.