Meet Varo, a mobile banking app made for real life.

Ditch monthly fees and get paid up to two days early with direct deposit.*

30,000+ 5-Star App Reviews

Welcome to a better kind of bank account app.

No hidden fees or minimum balance requirement.

Get paid up to two days early with direct deposit.

No Fee Overdraft up to $50 once you qualify.

Use over 55,000 fee-free Allpoint® ATMs.

Digital banking, wherever you are.

Check your accounts online, make transfers, and manage your money in one easy-to-use banking app.

Keep control of your balance.

With instant push notifications, you’ll be notified right away when there’s a deposit into or withdrawal from your online banking account. We’ll also let you know every time your debit card is used.

Instantly lock your card.

If your Varo Visa® Debit Card is lost or stolen, use the app to immediately lock your card and keep anyone else from using it.

Send money right away, without the fees.

Other mobile payment apps charge fees for instant money transfers. Not us. With Varo to Varo, you can instantly send money to anyone who uses Varo, fee-free.

Easily connect to your digital wallet.

No need to carry a wallet—it’s simple to connect your Varo Visa Debit Card to your iPhone® or Android™ mobile device to pay quickly and securely.

Link your debit card to Apple Pay™, Google Pay™, PayPal, or Cash App, and you’re all set to go cardless.

Security you can trust.

You deserve to keep your money in good hands. Varo deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

Keeping you protected is at the top of our list. We’ll never sell your personal information or data.

5-star reviews

On the Apple App and Google Play Stores

💜💜 Direct Deposit 💜💜

I love how I can get my direct deposit a day or two in advance because some of my bills are due before Friday. This is a major plus.

Surprise! 😎

It’s been one great surprise after another. I love using this card to give to the cashier cause I get compliments every time!

Varo is Awesome 👌

I love everything about Varo. It’s simple, no fees that I’ve seen yet, automatic savings, free withdrawals from savings.

Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Bank account services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.