Meet Varo, a mobile banking app made for real life.

Ditch monthly fees and get paid up to two days early with direct deposit.*

Welcome to a better kind of bank account app.

No hidden fees or minimum balance requirement.

Get paid up to two days early with direct deposit.

Use over 55,000 fee-free Allpoint® ATMs.

Digital banking, wherever you are.

Check your accounts online, make transfers, and manage your money in one easy-to-use banking app.

Keep control of your balance.

With instant push notifications, you’ll be notified right away when there’s a deposit into or withdrawal from your online banking account. We’ll also let you know every time your debit card is used.

Instantly lock your card.

If your Varo Visa® Debit Card is lost or stolen, use the app to immediately lock your card and keep anyone else from using it.

Send money right away, without the fees.

Other mobile payment apps charge fees for instant money transfers. Not us. With Varo to Varo, you can instantly send money to anyone who uses Varo, fee-free.

Easily connect to your digital wallet.

No need to carry a wallet—it’s simple to connect your Varo Visa Debit Card to your iPhone® or Android™ mobile device to pay quickly and securely.

Link your debit card to Apple Pay™, Google Pay™, PayPal, or Cash App, and you’re all set to go cardless.


Security you can trust.

You deserve to keep your money in good hands. Varo deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

Keeping you protected is at the top of our list. We’ll never sell your personal information or data.

Get a Varo Bank Account today!

Applying won’t impact your credit score.