To open a bank account with Varo you must:

• Have access to a device that can run our app and an active email account. Check out our system requirements for more information.

• Be able to verify identity—see accepted verification methods.

• Be a U.S. Citizen or Permanent Resident (residing at a physical address) within the fifty (50) United States or the District of Columbia.

• Be 18+ years old.

Note: Only one bank account per customer. Accounts must be individually owned. Joint accounts, secondary debit cards, and business accounts aren't currently supported.

It may take up to 3 business days to receive a final decision once your account application is submitted. After your Varo Bank Account is approved, check how you can qualify and apply for our Varo Advance and Varo Believe products.