Varo Advance Is Here

Get a spot when you need it, instantly.¹

Nobody knows your money better than you. With Varo Advance, you’ll have the ability to stretch your paycheck and be flexible around your bills and expenses. 

What is Varo Advance? 

Sometimes you need some extra cash to float you to the next payday, or an unexpected bill hits your bank account. We’ve all been there. 

You can use Varo Advance for a simple low fee, instantly, at the tap of a button.¹

No monthly subscriptions. No tips. No waiting for pending charges to settle. It’s that simple.

For more details on associated fees, check out the Varo Advance webpage.

Repayment is easy—set up an auto-repayment when you get your Advance for any day you choose between 15 and 30 days from when you get your Advance and enjoy peace of mind.

You can get another Advance as soon as you’ve paid back the last one.

How to Qualify

To qualify you need to check each of these three boxes:

✅ Your Bank account must be active.

✅ You’ll need to have at least $800 in qualifying direct deposits² to your Bank Account, Savings Account, or both during current or previous calendar month.

✅ You can get another Advance as soon as you’ve repaid your previous Advance.³ It’s that easy.

Note: Additional qualifications apply

Why choose Varo Advance? 

Sound too good to be true? Well, nobody does it quite like Varo.

Varo Advance gets you cash instantly, and only charges you a simple, flat fee for Advances over $20. There is no fee for instant access to your Advance.

No tips, no monthly subscriptions, no hidden charges. 

Oh yeah, and no credit check.

Varo Advance gives you peace of mind, so you can take control of your finances.  

Get started with Varo Advance in your Varo Bank app now.

For more details, check out the Varo Advance webpage.

¹ Varo Advance is a small dollar line of credit.  To qualify for Varo Advance you must have an active Bank Account and qualifying direct deposits (QDD) of at least $800 during the current or previous calendar month.  Your Varo Bank Account and/or Savings Account must not be overdrawn, and any prior Varo Advance payments must have been made timely.

² Qualifying direct deposits are an electronic deposit of your paycheck, pension or government benefits (such as Social Security or Unemployment Insurance) from your employer or the government into your Varo Bank Account and/or Varo Savings Account. Tax refunds and government stimulus payments, Person-to-Person payments (such as Venmo), and funds deposited using a Varo routing number are not considered a direct deposit. For a complete list of qualifying direct deposits, visit the Varo Advance webpage.

³ To continue to request Varo Advances, you must make timely payments on your Varo Advance Account, your Varo Bank Account and/or Savings Account must not be overdrawn, and your Varo Bank Account must not be suspended or closed.