Legal Disclosures, Terms and Policies

For Varo Customers with Accounts Opened Prior to October 1, 2020:

AGREEMENTS EFFECTIVE OCTOBER 1, 2020

Electronic Communications Agreement – Varo Bank, N.A.
Varo Bank Account Agreement – Varo Bank, N.A.
Addendum to Varo Bank Account Agreement Terms & Conditions for No Fee Overdraft Program
Varo Money Cardholder Agreement – The Bancorp Bank
Varo Savings Account Agreement – Varo Bank, N.A.
Varo User Agreement
Varo Money Inc. Privacy Policy
California Financial Privacy Notice – The Bancorp Bank
The Bancorp Bank Privacy Notice
Terms of Use for Mobile Payment Services – The Bancorp Bank

For Varo Bank Customers who Opened Accounts on or after October 1, 2020:

Varo Bank Account Agreement
Varo Savings Account Agreement
Varo Bank Electronic Communications Agreement
Varo Bank User Agreement
Varo Bank U.S Consumer Privacy Notice
Varo Bank U.S. Online and Mobile Privacy Policy
Varo Bank California Financial Information Privacy Notice
Varo Advance Account Agreement

For Sample Personal Loan Notes

Installment Loan Note Arizona
Installment Loan Note Florida
Installment Loan Note Illinois
Installment Loan Note Michigan
Installment Loan Note Missouri
Installment Loan Note Pennsylvania
Installment Loan Note Tennessee
Installment Loan Note Texas
Installment Loan Note Utah
Installment Loan Note Washington