Varo Personal Loans

Varo Loans Can Help You Take Control

Manageable, 3-5 year loan options.

Manage debt intelligently

Varo Personal Loans are designed to help you consolidate your debt. Use a Varo Personal Loan to pay off your credit cards and save money on interest.

Predictable and structured

Varo Personal Loans are 3-5 years by design. We want you to get on the path to being debt-free sooner. Pay the same amount each month, watch your debt shrink, and count down the days until you owe zero. You can do it!

Pre-screened for Varo customers

Varo Personal Loans are pre-screened and available to Varo customers, offered only in certain states (for now). We won’t offer you a loan if it’s not a match for your credit profile.

Don’t Have Credit Card Debt, But Still Need a Loan?

Home Renovation

Varo personal loans are a great option for your home renovation project

Getting married or having a baby

Major life events can be majorly expensive.

Planning the trip of a lifetime

You have an opportunity to spend a month on an adventure, just not all at once.

Get Started

Apply for a Varo Bank Account now to learn more about Varo Personal Loans.

No credit check required
Varo Money iPhone app

Few startups try to compete with the big incumbent financial institutions head-on, but Varo is up to that challenge

Varo’s aim is to provide a suite of app-based tools for customers’ financial health

[Varo’s] mission revolves around helping customers improve their financial situation

Varo is taking a different approach: to meet its goal, it wants to become a full-on national bank

Varo’s machine-learned algorithms detect customer’s income and expenses, and then predict outcomes over the near-term future — linked to a system of notifications, recommendations and tracking