Bank the best of both worlds.
With Varo, you get all the benefits of a big bank with none of the big bank hassle.All the good stuff
Upgrade your banking.
Varo’s got everything you need to take control of your money and make real progress. Check out how you can start improving your money life now.
Get to your next big thing (and the next and the next) with Varo.

Banking with no surprise fees
MONEY SHOULDN'T COST YOU A THING


Direct Deposit
EARLY PAYDAY.¹ ‘NUFF said
Up to two days early. That's how fast you can get your paycheck with direct deposit.¹ Plan your budget, treat yourself, take care of that bill—the cash is yours.


Borrow Money Better
The $2,500 boost you can love.
It’s time to borrow BIG without the “BS”. Leave the shady fees, interest, and late payments behind. Now you can borrow up to $500 with Varo Advance², and up to $2,000 with Varo Line of Credit.³ The more you bank with us. The more you can get. Simple as that.


So many ways to send cash
VARO TO ANYONE? CHECK.
ZELLE®? DOUBLE CHECK.

Grow your credit score
BETTER CREDIT STARTS HERE.
Take the first step and start tracking your credit score for free in the Varo app.⁹ Then, you can easily help build your credit with the Varo Believe Card⁵ on everyday purchases.
On average, customers⁶ see a 40+ point increase after 3 months of on-time payments when using the Varo Believe Card.

Customer testimonial
“MY FINANCES HAVE IMPROVED A LOT. I’M NOT SPENDING MONEY I DON’T HAVE.”


Customer testimonial
“IT'S THE FIRST TIME A BANK HAS HAD MY BACK. IT'S BEEN A GAME CHANGER.”
Security & FDIC Insurance

Security & FDIC Insurance
Your money is seriously covered. Up to $250,000, to be exact. Not only are your deposits FDIC-insured, we’re also an independent bank with our own banking charter.

MAKE YOUR MONEY DO WAY MORE.
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