Fee Disclosure
Updated February 2026
Varo Bank Account
Service | Fee |
|---|---|
Withdraw cash at 40,000+ U.S. and Puerto Rico-based AllpointⓇ ATMs | Free |
Withdraw cash at out-of-network or international ATMs | $3.50 per transaction |
Deposit cash for free at over 7,500 stand-alone CVS locations (through Green Dot Network®) with a cashier in the US except those located within hospitals, on military bases, or in Target. | Free |
Deposit cash at 90,000+ retail locations using Green Dot NetworkⓇ locations nationwide, including Walmart, CVS, Rite Aid, Walgreens, 7-11, Dollar General, Family Dollar, Albertsons, Safeway, Kmart and Kroger. | There is no fee assessed by Varo Bank for cash deposits. However, participating retailers may charge a service fee of up to $5.95 per transaction. |
Over-the-Counter “OTC” cash withdrawal fee | $2.50 per transaction |
Varo Savings Account
Free Bank Account - No Fees |
|---|
Varo Advance
Varo Advance has a single fee that is added to the Advance at the time of request. Customers see and agree to this fee within the app. Fees range from $1.60 - $50 based on loan amount, and deposits to your Varo Bank Account.
Advance Amount | Fees for Customers with $800 in deposits to Varo this month or last | Fees for Customers without $800 in deposits to Varo this month or last |
|---|---|---|
$20 | $1.60 | $2.00 |
$50 | $4.00 | $5.00 |
$75 | $6.00 | $8.00 |
$100 | $8.00 | $10.00 |
$150 | $12.00 | $15.00 |
$200 | $16.00 | $20.00 |
$250 | $20.00 | $25.00 |
$300 | $24.00 | $30.00 |
$400 | $32.00 | $40.00 |
$500 | $40.00 | $50.00 |
Varo Believe - Credit-Builder Account
Service | Fee |
|---|---|
Out-of-network (non-Allpoint) ATM withdrawal | $3.50 per transaction |
Late payment fee | No Late Fee |
Varo Line of Credit
Line of Credit Amount | Fee Amount | Military Lending Act Fees |
|---|---|---|
$600 | $60 | $36 |
$800 | $100 | $60 |
$1000 | $152 | $104 |
$1250 | $226 | $190 |
$1500 | $300 | $300 |
$2000 | $500 | $400 |