Automatic cashback rewards

Shop, Earn, Repeat.

Get cashback automatically at over 10,000 merchants nationwide¹, deposited directly into your Varo bank account. No activation required. No single-day redemption windows. Just free cash.

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Credit card + debit card

Two cashback cards.
Twice the fun.

Get the best of both worlds with cashback rewards on your Varo Visa® Debit Card and Varo Visa® Believe Credit Card.² Treat yourself to a cashback bonus on every swipe at select merchants.

Cashback has its perks.

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    It’s real cash.

    Not points, like other credit card and debit card rewards.

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    It’s easy cash.

    Earn rewards on everyday purchases using your Varo debit card and Believe credit card.

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    It’s automatic cash.

    No activation. Just money deposited straight into your Varo Bank Account.

How to get cashback with Varo.

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1. Get Varo.

Sign up for your free Varo Bank Account.

Varo App Perks Tab

2. Spend.

Use your Varo Visa® Debit Card or Varo Visa® Believe Credit Card at over 10,000 brands nationwide.

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3. Get free money.

At the end of the month, all cashback earned is deposited into your Varo Bank Account.

SPEND MONEY. EARN MONEY.

Get up to 6% cashback when you shop at select brands nationwide. That’s a win for you—and your wallet.

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Cashback FAQs

Does Varo offer a cashback debit card AND credit card?

Do I need to activate my cashback offers?

Which stores can I get cashback at?

Are there any fees associated with using the cashback program?

Is there a limit to how much cashback can be earned?

Answer

You know it! The Varo Visa® Debit Card and Varo Visa® Believe Credit Card both offer automatic cashback with a consistently rotating suite of participating stores and no single-day redemption windows.

Find participating merchants in the Varo app by going to the Cashback tab.