Ditch monthly bank fees for good.

Get an online bank account with no minimum balance.

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30,000+ 5-Star App Reviews

No minimum balance and none of these banking fees.

  • No Fee Overdraft (see requirements)
  • No fees at 55,000+ Allpoint® ATMs
  • No foreign transaction fees
  • No monthly fees
  • No debit card replacement fee
  • No transfer fees

Your bank deposits are FDIC insured through The Bancorp Bank; Member FDIC.

New! Send money instantly

With Varo to Varo, you can instantly send money to anyone who uses Varo. No waiting, no fees.

A mood boost from your money

Varo money, you just got paid

Get paid up to two days early with direct deposit.*

Your paycheck will be automatically deposited into your Varo Bank Account.

This card works hard

Get a Varo Visa® Debit Card—this is not a prepaid card.

Instantly lock your EMV-chip debit card in the app.

Connect Apple Pay™, Google Pay™, PayPal, Cash App, and Venmo.

Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.^

Know when your account balance changes

Push notifications instantly alert you when there’s a deposit to or a withdrawal from your Varo Bank Account and when your debit card is used for a purchase or cash withdrawal.

Deposit money, move money

Connect your other financial accounts to manage all your money and make transfers within one bank account.

Deposit checks in the app once you receive your first direct deposit.

Deposit cash at 90,000+ retail locations using Green Dot Reload @ the Register. Retail service fee applies.

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Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

^You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

Apple Pay is a trademark of Apple Inc.
©2019 Google LLC All rights reserved. Google Pay is a trademark of Google LLC.
©2019 Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation.