Just use your Varo account number when you file, wherever you file, and your refund arrives up to 5 days early¹. Plus, enjoy free tax filing with Column Tax in the Varo app, up to 2-day early payday², and no bank fees³.
Get your tax refund up to 5 days early¹
Loans and optional services have fees.
Make the most out of your tax refund with Varo
Build CreditSpend your refund using the Varo Believe Card to build your credit⁴
High Yield SavingsEarn up to 5.00% Annual Percentage Yield on the first $5,000 in a Varo Savings account⁵
CashbackEarn up to 6% Cashback at select merchants nationwide⁶
Banking the way you like it
Varo makes money easy.
Early payday²
40,000+ fee-free ATMs nationwide⁷
No monthly or overdraft fees⁸
Free credit score tracking⁹
FDIC-insured up to $250,000
So many great reasons to file with Column Tax
FreeFile with Column Tax for free in the Varo app—just choose the free option!
EasyFiling your taxes takes as little as 15 minutes to complete¹⁰
Maximum RefundNo errors¹¹ and maximum refund guaranteed¹²
Taxes FAQs
How early can I get my tax refund with direct deposit?
Can I get my tax refund deposited at Varo even if I don’t use Column Tax?
Is Column Tax free for any Varo user filing federal and state tax returns?
When will I be able to start using Column Tax to file my taxes?
How can I access Column Tax?
Answer
Up to 5 days early!¹ We make your refund available as soon as we receive notification of payment from the IRS; if the IRS submits refund information before the release date, you’ll get your refund sooner. The IRS may not submit refund information early, but we’ll post a tax refund as soon as we get it.