No bank fees* and sky-high savings. Let's go.

  • A fee-free FDIC-insured bank account*

  • Get paid up to 2 days early¹

  • Up to 5.00% Annual Percentage Yield (APY) savings on balances up to $5,000²

Open an account
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Banking with no surprise fees

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HIGH-YIELD SAVINGS

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AUTOMATIC CASHBACK³

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Cash Advances⁴

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Do more with free banking.

Leave bank fees behind. Say YES to 40,000+ fee-free in network ATMs⁶, free cash deposits⁷ at CVS®, and early payday².

Get Varo
Fees apply to loans and out of network withdrawals & cash deposits.*
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HIGH APY. LIKE REALLY, REALLY HIGH.

Earn more—like a lot more with our super high APY. Qualify to earn 5.00%  Annual Percentage Yield (APY) on up to $5,000 and 2.50% APY on the rest¹. Whether you’re saving for a rainy day or that dream vacay, get there faster with our high-yield savings account. 

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EARLY PAYDAY.² ‘NUFF said

Up to two days early. That's how fast you can get your paycheck with direct deposit². Plan your budget, treat yourself, take care of that bill—the cash is yours.

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SHOP AND GET UP TO 6% CASHBACK³!

Earn cash automatically at select merchants nationwide. No signup required. Just shop and earn.

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CASH ADVANCE WILL SPOT YOU. SERIOUSLY.

When the unexpected happens, hit up Varo Advance for up to $500⁴- one of the biggest advance amounts⁸ that’s easy, zero-interest, and affordable fees. Start out by borrowing smaller amounts and grow your limit over time.

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Flat fee applies based on loan amount; fees range from $1.60-$40. Quals apply
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