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No fees. Yes early payday.1 No fees.
Yes early payday.1

Get a secure online checking account that helps you win.

New feature! No Fee Overdraft

We think overdraft fees are wrong, so we don’t charge them. Once you qualify, you can overdraw your Varo Bank Account up to $50 with no fees or interest charges.

No Fee Overdraft >

Stop paying fees.

No ATM fees at 55,000+ Allpoint® locations worldwide. No overdraft fees. No foreign transaction fees. No monthly fees. And no other banking fees.

Varo Bank Account >

Varo Visa debit card

Start getting paid early.

Don’t wait until payday. Get your paycheck up to 2 days early by setting up direct deposit to your Varo Bank Account.1

When you get paid sooner, you can pay bills sooner.

Early Direct Deposit >

Get paid two days early Early payday with early direct deposit

Save up easier.

Earn money when you save with a high-yield Varo Savings Account. Use tools that let you save automatically. No minimum balance requirement and no fees.

Varo Savings Account >

save up easier save up easier

Stay safe and sound

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

We’ll never sell your data, and we keep it safe with powerful encryption, access control, and secure processes.

Stay safe and sound Stay safe and sound

What about depositing cash
in the Green Dot® Network?

No fee from Varo

A retail service fee of up to $5.95 applies.

What about ATM fees
from non-Allpoint ATMs?

No fee from Varo

The ATM operator may charge a fee.

Stop paying fees.
Get a Varo Bank Account today!
Applying won’t affect your credit score.

21,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“A hard-to-beat combo: free checking and high-yield savings”
—NerdWallet^

Nerdwallet
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