4.9
216k App Store Reviews
4.7
230k Google Play Reviews
Get to your next big thing (and the next and the next) with Varo.
Cash advance
CASH ADVANCE WILL SPOT YOU.
SERIOUSLY.
When the unexpected happens, hit up Varo Advance for up to $500²- one of the biggest advance amounts³ that’s easy, zero-interest, and affordable. Start out by borrowing smaller amounts and grow your limit over time.
Banking with no surprise fees
MONEY SHOULDN'T COST YOU A THING
Direct Deposit
EARLY PAYDAY.¹ ‘NUFF said
Up to two days early. That's how fast you can get your paycheck with direct deposit.¹ Plan your budget, treat yourself, take care of that bill—the cash is yours.
Up to 5.00% Annual Percentage Yield (APY)
Get your savings high. Like, really, high.
Got big money dreams? Grow your savings faster with one the highest savings rates in the country. That’s right, qualify for up to 5.00% APY on up to $5k and earn 3.00% APY on everything else.7
Grow your credit score
BETTER CREDIT STARTS HERE.
Take the first step and start tracking your credit score for free in the Varo app.⁹ Then, you can easily help build your credit with the Varo Believe Card⁵ on everyday purchases.
On average, customers⁶ see a 40+ point increase after 3 months of on-time payments when using the Varo Believe Card.
Customer testimonial
“MY FINANCES HAVE IMPROVED A LOT. I’M NOT SPENDING MONEY I DON’T HAVE.”
Customer testimonial
“IT'S THE FIRST TIME A BANK HAS HAD MY BACK. IT'S BEEN A GAME CHANGER.”
$ecurity & FDIC Insurance
$ecurity & FDIC Insurance
Your money is seriously covered. Up to $250,000, to be exact. Not only are your deposits FDIC-insured, we’re also an independent bank with our own banking charter.
MAKE YOUR MONEY DO WAY MORE.
Signing up takes 2 minutes.
MOMENTS OF PROGRESS ⁸
“The Advance really helps out when things get tight because sometimes the ends don't always meet.”
Demeiia R.
“The Believe card has really improved my credit.“
Malcolm T.
