Banking for the way you live.

Varo is a new way to bank, for everyone.

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30,000+ 5-Star App Reviews
Banking for

I want my money on my time.

Get your paycheck up to two days early with direct deposit.*

Use No Fee Overdraft up to $50 once you qualify.

Instantly send money to anyone who uses Varo.

Banking for

I’m done paying fees.

  • No overdraft fees
  • No monthly fees
  • No minimum balance
Banking for

I want to talk to a person.

Live Customer Service based in Utah is available seven days a week, except federal holidays.

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Banking for

Is my money safe?

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

We’ll never sell your data, and we’ll always keep it safe.

5-star reviews

On the Apple App and Google Play Stores

💜💜 Direct Deposit 💜💜

I love how I can get my direct deposit a day or two in advance because some of my bills are due before Friday. This is a major plus.

Surprise! 😎

It’s been one great surprise after another. I love using this card to give to the cashier cause I get compliments every time!

Varo is Awesome 👌

I love everything about Varo. It’s simple, no fees that I’ve seen yet, automatic savings, free withdrawals from savings.

Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.