Banking for the way you live.

Varo is a new way to bank, for everyone.

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30,000+ 5-Star App Reviews
Banking for

I want my money on my time.

Get your paycheck up to two days early with direct deposit.*

Use No Fee Overdraft up to $50 once you qualify.

Instantly send money to anyone who uses Varo.

Banking for

I’m done paying fees.

  • No overdraft fees
  • No monthly fees
  • No minimum balance
Banking for

I want to talk to a person.

Live Customer Service based in Utah is available seven days a week, except federal holidays.

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Banking for

I want to make
more moves
with my money.

When you join the Varo community, you get access to a network of partners carefully selected to fit your lifestyle.

Our partner network offers products and services that help you earn money, save money, and build credit.

Banking for

Is my money safe?

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

We’ll never sell your data, and we’ll always keep it safe.

5-star reviews

On the Apple App and Google Play Stores

💜💜 Direct Deposit 💜💜

I love how I can get my direct deposit a day or two in advance because some of my bills are due before Friday. This is a major plus.

Surprise! 😎

It’s been one great surprise after another. I love using this card to give to the cashier cause I get compliments every time!

Varo is Awesome 👌

I love everything about Varo. It’s simple, no fees that I’ve seen yet, automatic savings, free withdrawals from savings.

Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.