How to claim your bonus offer.
Open a Varo Bank Account in less than 2 minutes and start enjoying fee-free banking.¹
Loans and optional services have fees.
We’ve made it easy to switch your direct deposit in the Varo app.
Get paid $50 when you deposit $1,000 in the first 45 days, then get $75 more when you deposit $1,000 the following calendar month.
Everything you need to manage your money.
Free online banking
Fee-free banking at your fingertips.
No minimum balance, overdraft, or account fees⁵
Over 40,000+ free in-network ATMs⁶
Free cash deposits at CVS® nationwide⁷
Loans and optional services have fees.
Borrow money
Borrow cash when you need it.
Get access to a Varo Advance up to $250 right away.²
Set up direct deposit and get access a Varo Advance up to $500 over time.
Bank, borrow, and repay Advances on time to access a Varo Line of Credit from $600–2,000 (avg. loan amount $825).⁸
Quals apply.
Early payday
Get your paycheck up to 2 days faster.
Just set up direct deposit and get paid early.³
Easy credit building
Build credit as you spend with Varo.
Use the Varo Visa® Believe Card when you shop or pay bills, and build your credit score with ease.⁴ Quals apply.