Open your free online account today with no monthly fees and no minimum balance requirements. Plus:
Get paid up to 2 days early¹
40,000+ fee-free in-network ATMs²
Free cash deposits at 7,500+ CVS® locations³
Borrow up to $250 today⁴
A bank account that’s truly free*
Optional services have fees.* Open a Varo Bank Account to start qualifying for Varo Advance. Quals apply.
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Start banking better today.
Do more with free banking.
Leave bank fees behind. Say YES to 40,000+ fee-free in-network ATMs,² free cash deposits³ at CVS®, and early payday.¹
Fees apply to loans and out of network withdrawals & cash deposits.*
EARLY PAYDAY.¹ ‘NUFF said.
Up to two days early. That's how fast you can get your paycheck with direct deposit.¹ Plan your budget, treat yourself, take care of that bill—the cash is yours.
HIGH APY. LIKE REALLY, REALLY HIGH.
Earn more—like a lot more with our super high APY. Qualify to earn 3.75% Annual Percentage Yield (APY) on up to $5,000 and 1.00% APY on the rest.⁷ Whether you’re saving for a rainy day or that dream vacay, get there faster with our high-yield savings account.
SHOP AND GET UP TO 6% CASHBACK!⁵
Earn cash automatically at select merchants nationwide. No signup required. Just shop and earn.
CASH ADVANCE WILL SPOT YOU. SERIOUSLY.
When the unexpected happens, you can get up to $250 right away. It’s easy to use, has no interest, and simple, flat fees. Set up direct deposit and build your borrowing limit up to $500⁴ over time—one of the biggest advance amounts.⁸
Flat fee applies based on loan amount, fees range from $1.60–$100. Quals apply.
