A bank account that’s truly free.
Open your free online account today with no monthly fees and no minimum balance requirements. Plus:
Get paid up to 2 days early¹
40,000+ fee-free in network ATMs²
Free cash deposits at 7,500+ CVS® locations³
Access cash advances of up to $500 over time⁴
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Leave bank fees behind. Say YES to 40,000+ fee-free in network ATMs,² free cash deposits³ at CVS®, and early payday.¹
Up to two days early. That's how fast you can get your paycheck with direct deposit.¹ Plan your budget, treat yourself, take care of that bill—the cash is yours.
Earn more—like a lot more with our super high APY. Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000 and 2.50% APY on the rest.⁹ Whether you’re saving for a rainy day or that dream vacay, get there faster with our high-yield savings account.
SHOP AND GET UP TO 6% CASHBACK⁶!
Earn cash automatically at select merchants nationwide. No signup required. Just shop and earn.
When the unexpected happens, hit up Varo Advance for up to $500⁴- one of the biggest advance amounts⁵ that’s easy, zero-interest, and affordable fees. Start out by borrowing smaller amounts and grow your limit over time.
