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No monthly fees. Early payday.1

Looking for an online checking account? Get a Varo Bank Account today.

Get more from your money with a Varo Bank Account

Start getting paid early

  • Set up direct deposit to get your paycheck up to two days before your co-workers.1
  • When you get your paycheck early, you can pay bills early.

Stop paying so many fees

  • No ATM fees at 40,000+ Allpoint® ATMs.2
  • No monthly maintenance fees.
  • No foreign transaction fees.
  • No minimum balance requirement.

Get a card that works hard

  • Instantly lock your card in the app and get automatic account alerts.
  • Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.3

Send or receive money with Zelle4

  • Use Zelle® right from your Varo app. Pay your rent. Split the cost of a bill.
  • Varo and Zelle® make it easy, fast and free to send and receive money.

Get up to 6% Cashback using Perks5

  • Put more money back in your pocket with special deals from brands you already use.
  • Rack up real cash using your Varo Bank debit card.

Save money effortlessly

  • Open a high-yield Savings Account with automatic savings tools.
  • Save every time you spend with Save Your Change.
  • Save every time you earn with Save Your Pay.

Stay safe and sound

  • We’ll never sell your data, and we protect it with powerful encryption and secure processes.
  • Deposits are FDIC insured to at least $250,000 through Varo Bank, N.A., Member FDIC, in the event of a bank failure.