This is banking that lets you take control.

Get a Varo Bank Account with no monthly fees or minimum balance.
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30,000+ 5-Star App Reviews
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It’s time for a bank account that treats you better.

No monthly fees. No Fee Overdraft. No foreign transaction fees. No debit card replacement fees.

No minimum balance requirement. We don’t charge fees based on your balance.

No fees at 55,000+ Allpoint® ATMs in places you already shop:

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Helpful Customer Service. We’re available every day except federal holidays. Plus, you can save automatically with a high-yield Varo Savings Account.

Here are all the fees we don’t charge.

  • Monthly Account Maintenance
  • Varo Visa® Debit Card Replacement with USPS*
  • Foreign Transactions
  • ATM Withdrawals (Allpoint ATMs)
  • ACH Bank Transfers
  • Account Closing
  • Bill Pay Paper Check Mailing
  • Over-The-Counter Cash Withdrawals
  • Varo to Varo transfers
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What about depositing cash using Green Dot Reload @ the Register™?
No fee from Varo. A retail service fee of up to $5.95 applies.

Can you send me an expedited replacement card?
Varo will charge a $25.00 fee for the express shipping of replacement debit cards (starting July 21, 2020).

What about ATM fees at non-Allpoint ATMs?
$2.50 ATM Withdrawal Fee (out of network) from Varo (starting February 19, 2020).
The ATM operator may charge an additional fee.