No monthly fees. Early payday._*

Open a new online bank account today.

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Get more from your money with Varo®

No hidden fees
Get paid up to two days early with direct deposit
Save more with a high-yield Varo Savings Account

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Start getting paid early

Set up direct deposit to get your paycheck up to two days before your co-workers.*
When you get paid sooner, you can pay bills sooner.

Stop paying hidden fees

No ATM fees at 55,000+ Allpoint® ATMs.
No monthly maintenance fees.
No foreign transaction fees.
No minimum balance fees.

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Save money effortlessly

Open a high-yield Varo Savings Account with automatic savings tools.
Save every time you spend with Save Your Change.
Save every time you earn with Save Your Pay.

Stay safe and sound

Deposits are FDIC insured to at least $250,000 through Varo Bank, N.A., Member FDIC.
Instantly lock your card in the app and get automatic account alerts.
Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.^
We’ll never sell your data, and we protect it with powerful encryption and secure processes.

© 2022 Varo Bank, N.A. All Rights Reserved

Bank Account Services provided by Varo Bank, N.A. Member FDIC. Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*Early access to direct deposit funds depends on timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

^You must notify your financial institution immediately of any unauthorized use.

Learn how we collect and use your information by viewing our Privacy Policies here.