No Monthly Fees.
Looking for an online checking account? Get a Varo Bank Account today.
Start Getting Paid Early.
- Set up direct deposit to get your paycheck up to two days before your co-workers.¹
- When you get your paycheck early, you can pay bills early too.
Stop paying so many fees
- No ATM fees at 40,000+ Allpoint® ATMs.²
- No monthly maintenance fees.
- No foreign transaction fees.
- No minimum balance requirement.
Get a card that works as hard as you.
- Instantly lock your card in the app and get automatic account alerts.
- Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.³
Send or receive money with Zelle.⁴
- Use Zelle® right from your Varo app. Pay your rent. Split the cost of a bill.
- Varo and Zelle® make it easy, fast and free to send and receive money.
Get up to 6% Cashback with Perks.⁵
- Put more money back in your pocket.
- Get special cashback deals with purchases from brands you already use.
- You can use your Varo Bank debit card on eligible purchases to rack up real cash.
Save money effortlessly.
- Open a high-yield savings account with automatic savings tools.
- Save every time you spend with Save Your Change.
- Save every time you earn with Save Your Pay.
Stay safe and sound
- We’ll never sell your data, and we protect it with powerful encryption and secure processes.
- Deposits are FDIC insured to at least $250,000 through Varo Bank, N.A., Member FDIC, in the event of a bank failure.