No monthly fees. Early payday._*

The Varo Bank Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

1 Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

2 There is no fee to withdraw money from any Allpoint® ATM. There is a $2.50 ATM cash withdrawal fee assessed by Varo Bank for all non-Allpoint® ATM transactions (out-of-network transactions). The ATM operator may charge an additional fee.

3 You must notify your financial institution immediately of any unauthorized use.

4 Individual offers may vary. 15% cashback available on specific items or services purchased in-app. The maximum Cashback that can be earned is fifty dollars ($50 USD) per calendar month. Check the Varo Perks tab for more info and current deals.