Set yourself up for success–sign up with Varo.
YOUR BEST MONEY LIFE STARTS HERE.
Early PaydayGet paid up to 2 days early with direct deposit.¹
No Hidden FeesSay goodbye to unexpected banking fees.⁶
Varo to AnyoneSend money with Varo to Anyone in just a few taps.
Varo AdvanceBorrow up to $500 over time⁴—one of the highest advance amounts around.⁵
Varo BelieveRaise your credit score using your own money.²
Banking the way you like it
Make money progress easy.
Early payday¹
40,000+ fee-free US ATMs⁷
No monthly or overdraft fees⁸
FDIC-insured up to $250,000
Free credit score tracking⁹
The Varo Believe Credit-Builder Card
Build credit the easy way.₂
No credit check, no interest and no hidden fees.6
Use your own money instead of digging deeper into debt.10
Varo Believe Card customers, on average, see a 40+ point increase in their credit score after 3 months of on-time payments.¹¹
ⓘ You need a Varo Bank account to start qualifying. Additional quals apply.
Cash Advance
Up to $500 in the bank.
Right when you need it.
Need money for gas, rent, or an unexpected event? That’s what Varo Advance is here for. With a Varo Bank Account, you can work your way up to $500⁵—one of the highest advance amounts around.6
High Yield Savings Account
More money faster? Keep talking...
Our easy auto-saving tools and sky-high Annual Percentage Yield(APY)³ do all the work, so you can save more without lifting a finger. Best part? No fees or required minimum balance.
Security & Safety
Take control of your cash. With a few simple taps.
Lost your debit card? Lock it instantly from your Varo app and we’ll send you a new card for free. Unauthorized transactions? Uh-uh, not on our watch. Block them in your app in literal seconds.