What if your bank made saving easy?

With no fees1, high-interest savings, and auto-savings tools, we do.

Banking that helps you win

  • Varo Bank Account

    Get a no-fee1 mobile bank account that lets you get paid up to 2 days early.2

  • Varo Savings Account

    Earn from high-interest savings with no fees or minimums and auto-savings tools.

  • Varo Visa® Debit Card

    Fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide—that’s more than the 3 biggest U.S. banks combined.3

  • Varo Personal Loans

    Save hundreds with fixed rates and no hidden fees as you tackle big costs.4

Save without thinking

Save Your Pay: Takes a percentage of your Varo Bank Account deposits and automatically transfers it to your Savings Account (you choose the percentage!)

Save Your Change: Rounds up every transaction to the nearest dollar and transfers that amount from your Varo Bank Account to your Savings Account

Get the big picture

Link External Accounts
Add all your external account info to see everything and make transfers in one place.

Use Varo Forecast
Know your projected leftover money after paying bills. (iOS only)

Make deposits

Set up Direct Deposit and get paid up to 2 days early.2

Deposit checks with your phone.(iOS only, coming soon to Android)

Deposit Cash at Green Dot® network locations nationwide. (merchant fees apply)

Pay your way

  • Get a Varo Visa® Debit Card you can use anywhere Visa debit cards are accepted around the world.

  • Connect your account to digital wallets like Venmo, Square, Paypal, and Cash App.

  • Add your card to Apple Pay.® (iOS only)

  • Send a paper check—we’ll mail it for you for free! (iOS only)

Stay safe and sound

Instantly lock your EMV-chip card in the app if it goes missing.

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

Get instant account alerts to stay on top of account activity.

Use your face or fingerprint for quick and secure login.

Stay protected from unauthorized charges with Visa Zero Liability.5

  • We keep your data safe with powerful 256-bit AES encryption, access control, secure processes, and audits. We will never sell your data.

Happy, human, and helpful Customer Service

Your Utah-based Varo Customer Service team is available 7 days a week.

Email Email help@varomoney.com

Phone Call 1-800-827-6526

Customer Service Team

Stop paying account fees.1 Apply for a Varo Bank Account today!

13,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“Varo is a mobile-only banking app with a hard-to-beat combo: free checking and high-yield savings.”

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