Have a Personal Loan invite code? Click Here

What if your bank made saving easy?

With no fees1, high-interest savings, and auto-savings tools, we do.

Banking that helps you win

Bank fees and low rates make saving harder than it has to be. With no fees1, high rates, and auto-savings tools, we make saving easy.

Varo Bank Account
Get a no-fee online bank account with no overdraft fees and start getting your paycheck up to 2 days early.2

Varo Savings Account
Earn from high-interest savings with no fees or minimums and auto-savings tools.

Varo Visa® Debit Card
Fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide—that’s more than the 3 biggest U.S. banks combined.3

Varo Personal Loans
Save hundreds on personal loans with fixed rates and no hidden fees as you tackle big costs.4

Varo Visa debit card Varo Visa debit card

Save without thinking

Save Your Pay: Takes a percentage of your Varo Bank Account deposits and automatically transfers it to your Savings Account (you choose the percentage!)

Save Your Change: Rounds up every transaction to the nearest dollar and transfers that amount from your Varo Bank Account to your Savings Account.

Varo mobile banking dashboard Varo mobile banking

Get the big picture

Link External Accounts
Add all your external account info to see everything and make transfers in one place.

Use Varo Forecast
Know your projected leftover money after paying bills. (iOS only)

Bank-Logos Bank-Logos

Make Deposits

Set up direct deposit and get paid up to 2 days early.

Deposit checks easily (iOS only, coming soon to Android).

Deposit cash at Green Dot Network locations (Retail service fee applies).

Direct deposit iPhone notification

Pay your way

Get a Varo Visa® Debit Card you can use anywhere Visa debit cards are accepted around the world.

Connect your account to digital wallets like Venmo, Square, Paypal, and Cash App.

Add your card to Apple Pay™ and Google Pay™

Send a paper check—we’ll mail it for you for free!

Stay Safe and Sound

  • checklist

    Your money is FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC

  • checklist

    Instantly lock your card in the app and get automatic account alerts

  • checklist

    Stay protected from unauthorized charges with Visa Zero Liability5

We’ll never sell your data, and we keep it safe with powerful 256-bit AES encryption, access control, secure processes, and audits.

Happy, human, and helpful Customer Service

Your Utah-based Varo Customer Service team is available 7 days a week.

Email Email help@varomoney.com

Phone Call 1-800-827-6526

Customer Service Team

What about depositing cash
in the Green Dot® Network?

No fee from Varo

A retail service fee of up to $5.95 applies.

What about ATM fees
from non-Allpoint ATMs?

No fee from Varo

The ATM operator may charge a fee.

Stop paying fees.
Get a Varo Bank Account today!
Applying won’t affect your credit score.

21,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“A hard-to-beat combo: free checking and high-yield savings”

media logos media logos