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Show yourself the money

Get an online bank account with none of the traditional banking nonsense. No monthly fees or minimums, no gimmicks — just simple banking that helps you level up your money.
Join Varo
Join the millions leveling up their money
“If your bank charges you fees just to open an account, you need a new bank.”

— Russell Westbrook

Get started with the bank that treats you right.

Live fee-lessly

Never any hidden fees or penalties.
No minimum balance required, free withdrawals from a network of more than 55,000 Allpoint® ATMs1, no overdraft fees — we help you spend only what you have.2

Get paid early3

Direct deposit your paycheck into your Varo account and get access to your money up to 2 days faster.

Build credit easier4

Get on the path to a better credit score with the Varo Believe secured credit card. No APR, no annual fee, no credit check to apply.

Borrow money when you need it

Get a cash advance up to $100 with Varo Advance once you qualify. No interest and just one simple fee.5

Pay it safe

With Varo, your deposits are FDIC-insured to up to $250,000. You can breathe easy knowing your money is safe if the bank ever fails.

“If you don’t pay yourself first, no one else will.”

— Russell Westbrook

From the Varoverse

Take the first step

Open a Varo account for free today and never let a bank hold you back again.

Join Varo

Jason C.

via app store review

“With direct deposit I get so many more perks I don’t get from other banks.”

Anne B.

via app store review

“They are there for the people who literally live from paycheck to paycheck and cover for me if the need be.”

Homer E.

via Varo website

“You guys are always on time with direct deposits and the overdraft protection is great. Thank you for being there for me and my family.”

Tasha D.

via app store review

“I’m very grateful for this bank. Glad I switched my direct deposit here.”

Jason C.

via app store review

“With direct deposit I get so many more perks I don’t get from other banks.”

Anne B.

via app store review

“They are there for the people who literally live from paycheck to paycheck and cover for me if the need be.”