“If your bank charges you fees just to open an account, you need a new bank.”
— Russell Westbrook
Get started with the bank that treats you right.
Live fee-lessly
Never any hidden fees or penalties.
No minimum balance required, free withdrawals from a network of more than 55,000 Allpoint® ATMs1, no overdraft fees — we help you spend only what you have.2
Get paid early3
Direct deposit your paycheck into your Varo account and get access to your money up to 2 days faster.
Build credit easier4
Get on the path to a better credit score with the Varo Believe secured credit card. No APR, no annual fee, no credit check to apply.
Borrow money when you need it
Get a cash advance up to $100 with Varo Advance once you qualify. No interest and just one simple fee.5
Pay it safe
With Varo, your deposits are FDIC-insured to up to $250,000. You can breathe easy knowing your money is safe if the bank ever fails.
“If you don’t pay yourself first, no one else will.”
— Russell Westbrook