Show yourself the money

Get an online bank account with none of the traditional banking nonsense. No monthly fees or minimums, no gimmicks — just simple banking that helps you level up your money.
Join the millions leveling up their money

“If your bank charges you fees just to open an account, you need a new bank.”

— Russell Westbrook

“If your bank charges you fees just to open an account, you need a new bank.”

— Russell Westbrook

Get started with the bank that treats you right.

Live fee-lessly

Never any hidden fees or penalties. No minimum balance required, free withdrawals from a network of more than 55,000 Allpoint® ATMs1, no overdraft fees — we help you spend only what you have.2

Get paid early3

Direct deposit your paycheck into your Varo account and get access to your money up to 2 days faster.

Build credit easier4

Get on the path to a better credit score with the Varo Believe secured credit card. No APR, no annual fee, no credit check to apply.

Borrow money when you need it

Get a cash advance up to $100 with Varo Advance once you qualify. No interest and just one simple fee.5

Pay it safe

With Varo, your deposits are FDIC-insured to up to $250,000. You can breathe easy knowing your money is safe if the bank ever fails.

“If you don’t pay yourself first, no one else will.”

— Russell Westbrook

“If you don’t pay yourself first, no one else will.”

— Russell Westbrook

From the Varoverse

Take the first step

Open a Varo account for free today and never let a bank hold you back again.

Start qualifying for Varo Believe.

Get a Varo Bank Account today!

Applying won’t impact your credit score.