Worth

This 29-Year-Old Is Building An Earthship to Pay $0 in Housing Costs

Meet Marcus Sisk: an entrepreneur and music producer in Gallatin, Tennessee. Currently, Marcus, 29, is working to build his own Earthship—a dirt-rich, off-grid, self-sustaining home—in order to minimize his monthly expenses. Here are Marcus’ money tips:

Minimize your expenses

“I make things work by minimizing my expenses to a point where I don’t have to rely on a whole lot of money to maintain my lifestyle. I don’t consider [avoiding major purchases] a sacrifice, because it’s never something I was interested in. I’m interested in making art and spending time with friends and family.”

Avoid debt—unless you’re investing in your future

“My parents use credit cards quite a bit, and have been in a constant state of debt—it’s something that they always warned me against. I do use credit cards sometimes—but just to make an investment in something that I feel will bring in more money in the long term. Like, I invested in this computer that I’m using for video production. I’m hoping it will allow me to secure bigger jobs and stuff like that.”

Balance your financial and mental comfort

“If I ever have children, I want to be able to provide for them comfortably—hopefully, without having to sell my time doing something that I don’t enjoy. It’s important to me to figure out a lifestyle that’s comfortable and enjoyable for me both financially and just mentally. I want to get to that point before starting a family.”

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