Time to put your money in a place designed to boost your success. Time to save more, budget smarter, build credit quicker⁵, and have a bigger back pocket. Time to make it happen.
Power Your Money Progress.
Get to your next big thing (and the next and the next) with Varo.
Banking with no surprise fees
MONEY SHOULDN'T COST YOU A THING
Direct Deposit
EARLY PAYDAY.¹ ‘NUFF said
Up to two days early. That's how fast you can get your paycheck with direct deposit.¹ Plan your budget, treat yourself, take care of that bill—the cash is yours.
Cash advance
CASH ADVANCE WILL SPOT YOU.
SERIOUSLY.up to $500
When the unexpected happens, hit up Varo Advance for up to $500²- one of the biggest advance amounts³ that’s easy, zero-interest, and affordable. Start out by borrowing smaller amounts and grow your limit over time.
So many ways to send cash
VARO TO ANYONE? CHECK.
ZELLE®? DOUBLE CHECK.
Grow your credit score
BETTER CREDIT STARTS HERE.
Take the first step and start tracking your credit score for free in the Varo app.⁹ Then, you can easily help build your credit with the Varo Believe Card⁵ on everyday purchases.
On average, customers⁶ see a 42+ point increase after 3 months of on-time payments when using the Varo Believe Card.
Customer testimonial
“VARO HELPED ME GET THE APARTMENT OF MY DREAMS.”
Deng B.
Customer testimonial
“I like Varo because they don't charge overdraft fees.”
Albery F.
Customer testimonial
“It's helped me breathe easier, being able to see the credit score in the app.”
Austin P.
$ecurity & FDIC Insurance
$ecurity & FDIC Insurance
Your money is seriously covered. Up to $250,000, to be exact. Not only are your deposits FDIC-insured, we’re also an independent bank with our own banking charter.
MAKE YOUR MONEY DO WAY MORE.
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