Residual income is your normal income minus the debt you owe, which is important for borrowing money.
APRs affect all things lending, so make sure you read this before you borrow money.
There’s a lot to consider.
Rebuilding credit takes time, but anyone can do it with some good habits.
Some people qualify for student forgiveness. See if the government will help you pay down your debt
If you’re looking into getting a personal loan, read this.