Get up to 6% cashback for using your Varo cards5
- Rack up real cash —not points — in your Varo Bank Account.
- Every time you hit $5 in cashback, your money is automatically transferred to your Bank Account.
- Just use your Varo Bank debit card or Varo Believe Card at select brands to earn.
Start getting paid early
- Set up direct deposit to get your paycheck up to two days before your co-workers.3
- When you get paid sooner, you can pay bills sooner.
.png&w=3840&q=75)
Save money effortlessly
Earn one of the highest Annual Percentage Yields (APY) in the country with a Varo Savings Account.6 Start earning 3.00% APY, then you can qualify to earn 5.00% APY.7 Let’s get you the best rate possible! Here are a few things to know:
- There’s no minimum balance to open a Savings Account.
- You’ll start earning 3.00% APY ,then qualify to earn 5.00% APY on your balance up to $5,000 for next month by meeting these two requirements this month:8
- Get direct deposits totalling $1,000 or more9
- Have $0.00 or more in your Varo accounts at the end of the Qualifying Period10
- You’ll continue to earn 3.00% APY on any additional balances above $5,000.
Borrow up to $100 with Varo Advance 4
Qualify for Varo Advance and you can borrow up to $100 at the tap of a button. Start at $20 and work your way up.
There are no fees for advances of $20, and one simple fee applies for advances over $20.
Qualify for Varo Advance
- Your Varo Bank Account must be at least 30 days old and active.
- You’ll need to have at least $1,000 in direct deposits to either your Varo Bank Account, Varo Savings Account, or both combined within the last 31 days.
- You can request another advance as soon as you’ve repaid your previous advance.
Additional terms apply.4
Stop paying hidden fees on Bank Accounts
- No ATM fees at 55,000+ Allpoint® ATMs in stores like Target®, CVS®, and Walgreens®11
- No monthly maintenance fees
- No foreign transaction fees
- No minimum balance requirement
Stay safe and sound
Deposits are FDIC insured up to $250,000.
Instantly lock your card in the app and get automatic account alerts.
Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.12
Varo will never sell your data, and they’ll protect it with powerful encryption, access control, and secure processes.
