Online checking account with no monthly fees

Bank wherever you are with no branches and no monthly fees.

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You don’t need to enter a branch when your account is online.

With an online checking account, you can do your banking on your phone—even open an account.

Once you open an online checking account with Varo, you can:

  • Get paid up to two days early with direct deposit*
  • Get a debit card you can use at no-fee Allpoint® ATMs (it’s not a prepaid card)
  • Lock your card on your phone in seconds
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Less costs for us means less costs for you.

Brick-and-mortar buildings require overhead costs like rent and utilities. Without a nationwide network of physical branches, we can save money and offer an online checking account without monthly fees.

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You can bank from anywhere with an online checking account.

  • When you open a checking account online, you don’t need to be near a physical branch.
  • You can manage your money wherever you go on your iOS or Android device.

Open an online checking account with Varo today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.