Open an online checking account with Varo today.

Bank wherever you are with no branches and no monthly fees.
30,000+ 5-Star App Reviews

You don’t need to enter a branch when your account is online

Once you open an online checking account with Varo, you can:


Get a debit card you can use anywhere VISA is accepted



Get paid up to two days early with direct deposit*



Lock your card on your phone in seconds


Fewer costs for us means fewer costs for you.

Brick-and-mortar buildings require overhead costs like rent and utilities. Without a nationwide network of physical branches, we can save money and offer an online checking account without monthly fees.

You can bank from anywhere with an online checking account

  • When you open a checking account online, you don’t need to be near a physical branch.
  • You can manage your money wherever you go on your iOS or Android device.

Get a Varo Bank Account today!

Applying won’t impact your credit score.

All Rights Reserved by Varo © 2020

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.