Open an Online Checking Account

Get a debit card you can use at no-fee Allpoint® ATMs (it’s not a prepaid card)
Get paid up to two days early with direct deposit*
Lock your card on your phone in seconds

Fewer costs for us means fewer costs for you.

Brick-and-mortar buildings require overhead costs like rent and utilities. Without a nationwide network of physical branches, we can save money and offer an online checking account without monthly fees.

You can bank from anywhere with an online account

When you open a checking account online, you don’t need to be near a physical branch.
You can manage your money wherever you go on your iOS or Android device.

Varo Money, Inc. | NMLS #: 1547251 | Licenses | NMLS Consumer Access

Bank Account Services provided by The Bancorp Bank. Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC. The Varo Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

See the Varo Bank Account and Varo Savings Account Agreement for terms and conditions.

Online checking account with no monthly fees

You don’t need to enter a branch when your account is online.

Fewer costs for us means fewer costs for you.

You can bank from anywhere with an online account

Open an online checking account with Varo today!