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Save the money you’re spending on fees

We built Varo so your money really works for you.

Get a no-fee1 Varo Bank Account.

A mood boost from your money

A lot of banks could offer early direct deposit, but they don’t. We want you to have your money as soon as possible, so we don’t wait.

Get your paycheck up to 2 days early by setting up Direct Deposit to your Varo Bank Account.

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This card works hard

Instantly lock your EMV-chip card in the app

Connect Apple Pay™, Google Pay™, PayPal, Cash App, and Venmo

Visa Zero Liability guarantees you won’t be held responsible for unauthorized charges on your account.2

Varo mobile apps Varo mobile apps

Know when your balance changes

Push notifications instantly alert you when:

There’s a deposit to or a withdrawal from your Varo Bank Account

Your debit card is used for a purchase or cash withdrawal

Mobile banking notification

Deposit money, move money

Connect your external accounts to manage all your money and make transfers

Deposit checks in the app (iOS only, coming soon to Android) or have us mail a paper check for you for free

Deposit cash at Green Dot® Network locations (Green Dot charges a fee)

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Save money and earn interest

Every penny gets put to work in a high-interest Varo Savings Account.

Annual Percentage Yield2

• Balance must be at least $0.01 to earn interest


The Savings Account balance must be $50,000 or less and the customer must meet both of the following requirements:
• Receive payroll or government direct deposits totaling at least $1,000 each month into the Varo Bank Account
• Use the Varo Visa® Debit Card to authorize at least 5 purchases each month (excluding ATM or Over-the-Counter Cash Withdrawals and P2P transfers)

New customers seeking to qualify for 2.80% APY will first need to set up direct deposit and receive their debit card in the mail and activate it. Until the qualifying direct deposit(s) are posted and debit card purchase transactions made, they will earn 2.12% APY.
For details see the Rate Information section of the Varo Savings Account Agreement

Auto-savings tools make it easy to save every time you spend or earn. There’s no minimum balance or opening deposit, and never any fees. Just saving—and saving feels good.

Varo Savings Account >

Happy, human, and helpful Customer Service

Your Utah-based Varo Customer Service team is available 7 days a week.

Email Email help@varomoney.com

Phone Call 1-800-827-6526

Customer Service Team

What about depositing cash
in the Green Dot® Network?

No fee from Varo

A retail service fee of up to $5.95 applies.

What about ATM fees
from non-Allpoint ATMs?

No fee from Varo

The ATM operator may charge a fee.

Stop paying fees.
Get a Varo Bank Account today!
Applying won’t affect your credit score.

21,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“A hard-to-beat combo: free checking and high-yield savings”

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