Your bank account
should help you win

Let Varo get you started with a $25* bonus after you’ve received a direct deposit with qualifying activities.** Limited time offer. Other terms and conditions apply.

We believe you shouldn’t pay fees, so we don’t charge any

No monthly fees

No foreign transaction fees

Free withdrawals at 55,000+ Allpoint® ATMs

Varo Bank Account >

Make money from your money with a Varo Savings Account

High-yield savings

No fees, no minimum balance

Tools that let you save automatically

Varo Savings Account >

Pay your way

Get an EMV-chip enabled Varo Visa® Debit Card

Connect your account to digital wallets like PayPal and Venmo

Add your card to Apple Pay™, Google Pay™, or Samsung Pay™

Make deposits

Set up direct deposit and get paid up to 2 days early1

Deposit checks easily (iOS only, coming soon to Android)

Deposit cash at Green Dot® Network locations (Green Dot charges a fee)

Manage your money easily

Link external accounts and see all your money at once

Make transfers between your accounts

Track spending and leftover money with Dashboard (iOS only)

All Features >

Stay safe and sound

  • Your money is FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC

  • Instantly lock your card in the app and get automatic account alerts

  • Stay protected from unauthorized charges with Visa Zero Liability2

We’ll never sell your data, and we keep it safe with powerful 256-bit AES encryption, access control, secure processes, and audits.

Happy, human, and helpful Customer Service

Your Utah-based Varo Customer Service team is available 7 days a week.

Email Email

Phone Call 1-800-827-6526

Customer Service Team

Stop paying account fees. Apply for a Varo Bank Account today!

13,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“Varo is a mobile-only banking app with a hard-to-beat combo: free checking and high-yield savings.”

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