Forget overdraft fees

How to qualify for No Fee Overdraft:

Make at least 5 Varo Visa® Debit Card purchases in each calendar month; and receive payroll or government direct deposits totaling at least $1,000 into your Varo Bank Account in each calendar month.

Once you qualify, you can overdraw your Varo Bank Account up to $50 on any transaction except ATM or Over the Counter withdrawals with no fees or interest charges.

Start getting paid early

Set up direct deposit to get your paycheck up to two days before your co-workers.* When you get paid sooner, you can pay bills sooner.


Save money effortlessly

Open a high-yield Varo Savings Account with automatic savings tools. Save every time you spend with Save Your Change. Save every time you earn with Save Your Pay.


Stay safe and sound

Deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

Stay protected from unauthorized charges with Visa Zero Liability.^

Instantly lock your card in the app and get automatic account alerts.

We’ll never sell your data, and we protect it with powerful encryption, access control, and secure processes.

Get a Varo Bank Account today!

Applying won’t impact your credit score.