Your bank account
should help you win

Let Varo get you started with a $25* bonus after you’ve received a direct deposit with qualifying activities.** Limited time offer. Other terms and conditions apply.

We believe you shouldn’t pay fees, so we don’t charge any

No monthly fees

No foreign transaction fees

Free withdrawals at 55,000+ Allpoint® ATMs

Varo Visa debit card Varo Visa debit card

Make money from your money with a Varo Savings Account

High-yield savings

No fees, no minimum balance

Tools that let you save automatically

Varo mobile banking dashboard Varo mobile banking

Pay your way

Get an EMV-chip enabled Varo Visa® Debit Card

Connect your account to digital wallets like PayPal and Venmo

Add your card to Apple Pay™, Google Pay™, or Samsung Pay™

Make deposits

Set up direct deposit and get paid up to 2 days early1

Deposit checks easily (iOS only, coming soon to Android)

Deposit cash at Green Dot® Network locations (Green Dot charges a fee)

Direct deposit iPhone notification Direct deposit iPhone notification

Manage your money easily

Link external accounts and see all your money at once

Make transfers between your accounts

Track spending and leftover money with Dashboard (iOS only)

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Stay safe and sound

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    Your money is FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC

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    Instantly lock your card in the app and get automatic account alerts

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    Stay protected from unauthorized charges with Visa Zero Liability2

We’ll never sell your data, and we keep it safe with powerful 256-bit AES encryption, access control, secure processes, and audits.

Happy, human, and helpful Customer Service

Your Utah-based Varo Customer Service team is available 7 days a week.

Email Email

Phone Call 1-800-827-6526

Customer Service Team

Stop paying account fees. Apply for a Varo Bank Account today!

21,000+ 5-star reviews
on App Store and Google Play™ Store

5 stars

“Varo is a mobile-only banking app with a hard-to-beat combo: free checking and high-yield savings.”

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