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No monthly fees. Early payday.*

Open a new online bank account today.

Get more from your money with Varo®

  • No hidden fees
  • Get paid up to two days early with direct deposit
  • Save more with a high-yield Varo Savings Account

Start getting paid early

  • Set up direct deposit to get your paycheck up to two days before your co-workers.*
  • When you get paid sooner, you can pay bills sooner.

Stop paying hidden fees

  • No ATM fees at 55,000+ Allpoint® ATMs.
  • No monthly maintenance fees.
  • No foreign transaction fees.
  • No minimum balance fees.

Save money effortlessly

  • Open a high-yield Varo Savings Account with automatic savings tools.
  • Save every time you spend with Save Your Change.
  • Save every time you earn with Save Your Pay.

Stay safe and sound

  • Deposits are FDIC insured to at least $250,000 through Varo Bank, N.A., Member FDIC.
  • Instantly lock your card in the app and get automatic account alerts.
  • Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.^
  • We’ll never sell your data, and we protect it with powerful encryption and secure processes.