Looking for an online checking account? Get a Varo Bank Account today.
No Monthly Fees.
Start Getting Paid Early.
Set up direct deposit to get your paycheck up to two days before your co-workers.¹
When you get your paycheck early, you can pay bills early too.
Stop paying so many fees
No ATM fees at 40,000+ Allpoint® ATMs.²
No monthly maintenance fees.
No foreign transaction fees.
No minimum balance requirement.
Get a card that works as hard as you.
Instantly lock your card in the app and get automatic account alerts.
Visa® Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card.³
Send or receive money with Zelle.⁴
Use Zelle® right from your Varo app. Pay your rent. Split the cost of a bill.
Varo and Zelle® make it easy, fast and free to send and receive money.
Get up to 6% Cashback with Perks.⁵
Put more money back in your pocket.
Get special cashback deals with purchases from brands you already use.
You can use your Varo Bank debit card on eligible purchases to rack up real cash.
Save money effortlessly.
Open a high-yield savings account with automatic savings tools.
Save every time you spend with Save Your Change.
Save every time you earn with Save Your Pay.
Stay safe and sound
We’ll never sell your data, and we protect it with powerful encryption and secure processes.
Deposits are FDIC insured to at least $250,000 through Varo Bank, N.A., Member FDIC, in the event of a bank failure.