Skip to content

Take control of your money with a Varo Bank Account

  • No monthly account fees or minimums.
  • Payday up to two days early.1
  • Contactless Varo Bank Visa® Debit Card you can add to your digital wallets.
  • No fees at 55,000+ Allpoint® ATMs in stores like Target, Walgreens, and CVS.2

Build credit the easy way with Varo Believe 3

  • Get a credit building credit card with no minimum upfront deposit once you qualify.
  • Build credit with everyday purchases while avoiding debt.
  • No Annual Percentage Rate (APR) and no annual fees.

You need a Varo Bank Account to start qualifying.

Get ahead with Varo Advance4

  • Borrow up to $100 once you qualify.
  • Cover unexpected expenses.
  • Just one simple fee, and no interest or Annual Percentage Rate (APR).

You need a Varo Bank Account to start qualifying. *Qualifications apply. Upon initial qualification, you will have access to a $20 Advance, with the opportunity to qualify for more over time.

Get up to 15% Cashback with Perks5

  • Put more money back in your pocket.
  • Get special cashback deals with in-app purchases from brands you already use, like Grubhub and Walgreens.
  • You can use your Varo Bank debit card for all your in-app purchases to rack up real cash.

Save faster with a sky-high APY on your savings account

    Start earning 3.00% APY (Annual Percentage Yield)7, then qualify to earn 5.00% APY. That’s one of the highest savings rates in the country.8

    Earn 5.00% APY on your balance up to $5,000.00 for next month by meeting these two requirements this month:9

    • Receive direct deposit(s)10 totaling $1,000 or more; and
    • End the month with a positive balance in both your Varo Bank Account and Savings Account.

    You’ll continue to earn 3.00% APY on any additional balance above $5,000.00.

    No fees, no minimum balance required.13