A bank for all of us

Money shouldn’t just work for some of us. It should work for all of us.

Nothing holding you back

I love Varo and highly recommend it to anyone looking for an awesome bank.” -Sean  A.

With Varo, there’s nothing stopping you from getting ahead. Joining Varo is free, safe, and easy. Our Bank Account has:

No credit check

No minimum balance

No monthly fees

No overdraft fees

55k+ fee-free Allpoint ATMs in places you already shop at: Target, CVS, and Safeway*

Everyday banking that puts you in charge

“I absolutely love Varo and the freedom it gives me in having control!” -Lindsay T.

Varo gives you more ways to take control of your money.

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Varo Bank Visa® contactless debit card
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Varo Bank Visa® contactless debit card
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Branchless, 24/7 mobile banking
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Branchless, 24/7 mobile banking
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Free Varo to Varo transfers; send and receive cash instantly**
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Free Varo to Varo transfers; send and receive cash instantly**
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Deposits are FDIC Insured up to $250,000
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Deposits are FDIC Insured up to $250,000

Get more with direct deposit

“With direct deposit I get so many more perks I don’t get from other banks.” -Jason C.

Set up direct deposit and get rewarded with benefits that help stretch your paycheck, grow your money, improve your credit, and more.

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Stretch your paycheck

“We get paid up to 2 days early now so we don’t have to wait until Friday!” Alex C.

Make your money go further and get breathing room for your everyday needs.

• With direct deposit, get your paycheck up to 2 days early^

Varo Advance gives you instant cash, up to $100^^

• Access exclusive offers and cashback

Grow your money

“Varo is my Mom Superpower! I was able to easily set money aside and earn lots of interest.” -Sharon S.

Put your money to work. Varo gives you easy ways to save for the future.

• Varo offers one of the best rates for your hard-earned money. With direct deposit, you can qualify for up to 3.00% Annual Percentage Yield on a balance as low as a penny^^^

Save your pay: Choose how much of your pay to automatically put into your Savings Account

Save your change: Round up every transaction to the nearest dollar and save the difference in your Savings Account

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Our customers

Varo is an entirely new kind of bank. We're all-digital, mission driven, and designed for the way you live.

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Get a Varo Bank Account today!

Applying won’t impact your credit score.

Do you already have a Varo account?

How can we help you?

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I have questions about Varo Money

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I have questions about Varo Bank

When did you open your account?

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Before October 1, 2020

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After October 1, 2020